As Global GameChangers, we have a unique and bold goal of changing the world.

We are one of the world's most trusted, transparent, and transformational movements, as we remove barriers to directly impact people
across the world in helping them to reach their full potential. Our mission is to unify a global force for good that explores and serves the world.

Our Community

People like you from all walks of life are co-creating a powerful movement that is directly impacting others in helping them to reach their full potential. Together, as Global GameChangers, we are committed to becoming one of the world's most Trusted, Transparent, and Transformational legacies ever created.

In a world full of skepticism and negativity, we strive to shine our collective light in empowering others.

We welcome You to our family in whatever way feels best!

Foundation

Our 501(c)(3) Foundation

Everything we do within our fun and rewarding community is designed to grow and benefit The Global GameChangers Foundation, our non-profit driving engine.

Our Foundation is unique in that every penny donated and directed to it goes entirely to our strategic charity partners around the world and the causes in which our community is most passionate. We strive for 100% Transparency and Impact!

Foundation

Vacation with a Higher Purpose AND Support our Non-Profit Foundation as we eliminate tragedies and injustices around the world.
The Global GameChangers movement supports a growing number of strategic partners and causes that align with our bold Vision and Mission.

LIFECHANGERS MEMBERSHIP

The membership that keeps on giving! A LifeChangers membership grants you entry into the world's preeminent
Purpose Driven Vacation Club™, where connections and contributions are paramount.

These are much more than just amazing vacation packages! Each one will be sure to change your life in a meaningful
way, which is why we call them LifeChangers. Whether you want a low immersion 5 Star experience, or a full immersion
opportunity to work alongside community members, there is a LifeChanger that's right for you!

Each high peak experience aligns with one of our strategic charity partners and is certain to change the way
you think about vacations forever! In addition, a portion of every membership due goes directly to the Foundation.

Champion

Become a Champion

Not yet ready to be a member of our LifeChangers Purpose Driven Vacation Club™? No problem! However, we would love for you to be part of our Global Force for Good by being a Champion of the Foundation. Even a few dollars per month goes a long way in impacting lives around the world. You will see your generous donation at work through the experiences of our LifeChangers members and the power of social media. Please remember that 100% of your donation goes directly to our strategic partners that are helping us to eliminate tragedies and injustices around the world.

Ripple Maker™

Are you looking for a way to elevate your life as a direct result of impacting others? As a Ripple Maker™, you can help us grow the Global GameChangers community AND our Foundation. While no commissions are ever paid on donations to the Foundation, you can be rewarded generously as you and your team bring on new LifeChangers memberships, as well as benefit tremendously from the future purchases made by EVERYONE you help bring into our ecosystem!

Please get back with the person who shared this information with you to find out more about our unique attracting and sharing program!

Our Core Values

Be Part of the Positive Changes We All Want to See in the World. Explore and Serve as a Global GameChanger!

JOIN OUR MOVEMENT

Global GameChangers Privacy Policy


Our Commitment to Privacy

Our ("Global GameChangers, LLC") Privacy Policy has been developed as an extension of our commitment to combine quality products and services with integrity in dealing with users. The Policy is designed to assist you in the understanding of how we collect, use and protect the personal information provided to us.

What Information Do We Collect?

When you visit our site, we collect two types of information: personal information you actively choose to disclose ("Active Information") and Use information collected, in a way not visible to you, on an aggregate anonymous basis as you and other users browse our site ("Passive Information").

1. Personally Identifiable Information

This refers to information that lets us know specifically about you, i.e., profile information.

A. Registration

When you register to become an authorized reseller of our products or services, we will collect Personally Identifiable Information, or "PII" (such as name, address, email address, and telephone number). This PII is securely stored and may be accessed on our website. You are assigned an identification number and select your own password – both are needed to enter the Site and to access your Contact Information. Please safeguard your password in a secure location as we are not responsible for breaches into the system when access is willingly provided.

B. Ordering

When you place an order for products or services, we collect PII (such as name, contact and billing information, credit card, and other transactional information). We use this information to deliver your order, process payment, and to communicate the status of your order.

C. Credit Card Storage

Credit card information collected at registration or for product orders is used only to process payment for the transaction and, generally, is not retained on our Site. However, you may voluntarily elect to securely store multiple credit cards to be used for product orders.

D. Surveys and Promotions

Occasionally, you may voluntarily provide PII to complete surveys and questionnaires or to participate in user polls. We use this information to improve our products and services and to ensure that we're providing accurate disclosures. We may also use your PII to provide you newsletters and other marketing information that coincide with your preferences. You may customize your marketing preferences, or let us know if you do not wish to receive any promotional materials, by adjusting your Subscriptions & Email options on the Site.

2. Aggregate Information

This refers to information that does not, by itself, identify you as a specific individual. Such information would include the Uniform Resource Locator ("URL") of the website that referred you to our Site, your Internet Protocol ("IP") address (a number automatically assigned to your computer whenever you surf the web), your operating system and browser type, and any search terms that you enter on our Site. Our web server aggregates this information in order to monitor the level of activity on our Site, evaluate its effectiveness, and improve the content or our Site in order to make your visit an easy and enjoyable experience.

We may collect, compile, store, publish, promote, report, or otherwise disclose or use any Aggregate Information, provided that such information does not personally identify you. We do not correlate any PII with the Aggregate Information that we collect on our Site. If we do correlate any Aggregate Information to you, it will be protected like any other PII under this Privacy Statement.

Active Information You Choose to Provide

In order to gain use of the site (become a "user"), we require you to disclose the following information: Name, Address and Phone Number.

We use secure socket layer (SSL) encryption to protect the transmission of the information you submit to us when you use our secure online forms. The information you provide to us is stored securely.

Passive Information Collected

What is a Cookie?

Cookies are a feature of web browser software that allows web servers to recognize the computer used to access a site. They are small pieces of data stored by a user's browser to simplify subsequent interactions with the site. This makes it easier for a user to move from site to site and to complete transactions over the Internet. Cookies should make your online experience easier and more personalized.

Our site utilizes cookies to collect information about how our site is used. Passive Information gathered may include the date and time of visits, the site pages viewed, time spent at our site, the sites visited just before and just after visiting our site. If you do not wish to transmit "cookie" information about yourself, you may turn off the cookie function in your web browser.

Our site's servers also automatically identify your computer by its Internet Protocol address, which is a unique string of numbers that are assigned to your computer by your Internet Service Provider. The IP address may be used to address problems with our server or to gather broad demographic information about our users. We passively collect your IP Address.

How Do We Use the Information Collected?

Broadly speaking, persons we employ directly, or as contractors or agents at our direction, use Active Information for purposes of administering our business activities, providing customer support and making available other products or services we think might be of interest to our users. We may use the Active Information or Passive Information you provide to contact you about various changes to our site, new services, features or products we offer. If at any time you do not wish to receive such information, you may “opt-out” of doing so by adjusting your email settings in the back office of the website.

We use Passive Information to gather information about our users and to enhance our site to make it easier, faster and friendlier for users. Additionally, cookies help us better understand the usage pattern of the people that visit our site, which helps us improve our services. Passive Information may result in your viewing of particular advertising based on your user habits.

Your Information In Relation to Others We Link To

You might be able to access other websites through our site via hyperlinks. When you do so, you are subjecting yourself to their privacy policies and data collection. Please read the privacy policies of those sites to ensure you agree with the terms before using such sites.

Sharing Information with Advertisers or Other Third Parties

We may disclose anonymous information about user habits to advertisers on our site. The parties who perform services for us (credit card processors, merchant bank, Internet Service Provider) may also have access to your information in performing such services. Should we buy or sell assets of our company, another company may need to review our company's assets, which might include your information, to make business decisions as to whether to acquire such assets.

Sharing Information with the Government or As Otherwise Required by Law

We may be required by subpoena, law or government agency to disclose both Active and Passive Information you have provided to us.

How Do We Secure Active Information and Passive Information?

We secure your personal information submitted by you by using reasonable efforts to prevent unauthorized access or disclosure, or accidental loss of Active and Passive Information. Individual postings on this site and other communications to our office via email or standard mail may not be secure unless we advise you that security measures are in place prior to your submission of information. Therefore, if you choose to communicate with us through these means, you are assuming the risk of doing so and we respectfully request that you do not send or post sensitive information through these means.

Accessing and Correcting Your Information

We take reasonable measures to ensure that any PII we collect on our Site is accurate, current, complete, and reliable for its intended use. If you wish to update or otherwise correct PII provided to us, you may edit your information online.

Protecting Your Information

We acknowledge your trust and are committed to take reasonable steps to protect PII provided from loss, misuse, and unauthorized access. We employ physical, electronic, and managerial processes to safeguard and secure your information.

It is your responsibility to safeguard the password you use to access our Site and to promptly advise us if you ever suspect that your password has been compromised. We strongly encourage you to change your password regularly to prevent unauthorized access. Because your identification number and password are specific to you, you acknowledge sole responsibility for any and all use of our Site conducted with your identification number and password.

Links to Other Websites

Links to third-party websites may be provided solely for your information and convenience or to provide additional shopping for various other goods and services through our Merchant and Services Partners. If you use these links, you will leave our Site. This Privacy Statement does not cover the information practices of those websites nor do we control their content or privacy policies. We suggest that you carefully review the privacy policies of each site you visit.

Children's Privacy Protection

We take special care to protect the privacy needs of children and encourage parents to be an active participant in their child's online activities. Our Site does not target and is not intended for children under the age of 18, and we will not knowingly collect PII from them. If we discover personal data from a child through our site, we will eliminate that data. You may learn more about protecting children’s privacy online by visiting: http://www.ftc.gov/bcp/edu/pubs/consumer/tech/tec08.shtm.

(European Union) General Data Protection Regulation

The General Data Protection Regulation (GDPR) was created to align the data privacy laws across all EU countries. The GDPR came into effect in May 25th, 2018 and replaces the Data Protection Directive 95/46/EC. A major update within the GDPR is that the processing of any EU citizens’ information is now protected, regardless of whether the information processing is done within the EU or not, and regardless of where the data controller is located. If you are a citizen of the European Union (EU) or European Economic Area (EEA) and are using the Bankcode website, we will maintain your personal data in accordance with the principles of the GDPR as outlined in Appendix A of this privacy policy.

Changes to This Statement

Any updates or changes to the terms of this Privacy Statement will be posted on our Site and the date of the newest version posted below. Please check back frequently, especially before you submit any PII at our Site, to see if this Privacy Statement has changed. By using our Site, you acknowledge acceptance of this Privacy Statement in effect at the time of use.

YOU'RE USE OF OUR SITE MEANS THAT YOU ACCEPT THE PRACTICES SET FORTH IN THIS POLICY. YOU'RE CONTINUED USE INDICATES YOUR AGREEMENT TO THE CHANGES.


Global GameChangers Policies and Procedures


POLICIES AND PROCEDURES v1.0

  1. INTRODUCTION

  2. Mutual Commitment Statement

    Global GameChangers, LLC (hereafter as "Global GameChangers" or just the "Company") recognizes that the relationship between the Company and its business owners ("Ripple Makers") is integral to long-term success and the service of retail customers ("Customers")., To accomplish mutual goals and objectives, the Company and its Ripple Makers must acknowledge and respect the true nature of the relationship between one another.

    1. The Company hereby commits to providing you as a Ripple maker™ with:
      1. Prompt, professional and courteous service and communications;
      2. The highest level of a travel membership and amenities at fair and reasonable prices;
      3. An exchange or refund in accordance with the Global GameChanger Refund Policy (described herein):
      4. Successful and prompt delivery of services outlined;
      5. Accurate and timely commission payments in accordance with the Compensation Plan;
      6. The introduction of new offerings only after meticulous planning and input from you;
      7. The support, protection and defense of the integrity of the Global GameChangers business; and
      8. The opportunity to grow personally and professionally with Global GameChangers.
    2. In return, Global GameChangers expects all Ripple Makers to:
      1. Conduct themselves in a professional, honest, and considerate manner;
      2. Present Global GameChangers product and service information in an accurate and professional manner;
      3. Present the Compensation Plan in a complete and accurate manner;
      4. Refrain from making any exaggerated income claims;
      5. Make reasonable effort(s) to support and train Customers and downline Ripple Makers;
      6. Refrain from cross-line recruiting, unhealthy competition or unethical business practices;
      7. Accurately complete and submit the Ripple Maker™ Agreement and any requested supporting documentation in a timely manner; and
      8. Above all else, support, protect, and defend the integrity of the Global GameChangers business;
  3. Global GameChangers Policies and Compensation Plan Incorporated into the Ripple Maker™ Agreement

    Throughout these Policies, when the term "Agreement" is used, it collectively refers to the Ripple Maker™ Agreement, these Policies and Procedures, and the Global GameChangers Compensation Plan.

  4. Purpose of Policies

    1. Global GameChangers is a direct sales company that markets travel-related products and services through a network of business owners. To define the relationship that exists between you and the Company and to explicitly set a standard for acceptable business conduct, Global GameChangers has established these Policies and Procedures.
    2. Ripple Makers must comply with: (i) all of the terms and conditions set forth in the Ripple Maker™ Agreement, which Global GameChangers may amend from time to time in its sole and absolute discretion; (ii) all federal, state, and/or local laws governing a Global GameChangers business; and (iii) these Policies and Procedures.
    3. Global GameChangers Ripple Makers must review the information in these Policies and Procedures carefully. Should you have any questions regarding a policy or rule, you should first seek an answer from your upline Sponsor. If further clarification is needed, you should contact the Global GameChangers Customer Service Department.
  5. Changes, Amendments, and Modifications

    1. Because federal, state, and local laws (as well as the business environment) periodically change, Global GameChangers reserves the right to amend the Agreement and the prices of its product and service offerings in its sole and absolute discretion. Notification of amendments shall appear in Official Company Materials. Please note: This provision does NOT apply to the arbitration clause found in Section 12, which can only be modified via mutual consent.
    2. Any such amendment, change, or modification shall be effective immediately upon notice by one of the following methods:
      1. Posting on the official Global GameChangers website;
      2. Electronic mail (e-mail); or
      3. In writing through Company issued newsletters or other applicable communication channels.
    3. It is the responsibility of a Sponsoring Ripple Maker™ to provide the most current version of these Policies and Procedures (available on the Global GameChangers website) and the Global GameChangers Compensation Plan to each applicant prior to any execution of a Ripple Maker™ Agreement.
  6. Delays

    Global GameChangers shall not be responsible for delays or failures in performance of its obligations when such failure is due to circumstances beyond its reasonable control. This includes, without limitation, strikes, labor difficulties, transportation difficulties, riot, war, fire, and/or weather, curtailment of a source of supply, or government decrees or orders.

  7. Effective Date

    These Policies and Procedures shall become effective as of February 14, 2018 ("Effective Date").

  1. BASIC PRINCIPLES

  2. Becoming A Global GameChangers Ripple Maker™

    1. To become a Ripple Maker™, you must meet and fulfill the following qualifications and requirements:
      1. Be of the age of majority (not a minor) in your state of residence;
      2. Reside or have a valid address in the United States;
      3. Have a valid taxpayer identification number (i.e. Social Security Number, Federal Tax ID Number, ITIN, etc.);
      4. Submit a properly completed and signed Ripple Maker™ Agreement;
      5. Not be a Global GameChangers employee, the Spouse of a Global GameChangers employee, or related to an employee of Global GameChangers and living in the same household as such Global GameChangers employee.
  3. Enrollment as a New Ripple Maker™

    1. A potential new Ripple Maker™ may self-enroll on a Sponsor's replicated website. In such event, instead of the submission of a physically signed Ripple Maker™ Agreement, the Company will accept a Ripple Maker's "electronic signature" as an alternative. The "electronic signature" signifies the new Ripple Maker's acceptance of the terms and conditions of the Ripple Maker™ Agreement. Please note that such electronic signature constitutes a legally binding agreement between you and the Company.
    2. Even in lieu of the electronic signature, Global GameChangers reserves the right to require signed paperwork for any account, regardless of origin. If requested, the signed Ripple Maker™ Agreement should be submitted to the Company within five (5) business days from the date of enrollment.
    3. Signed documents, including, but not limited to, the Ripple Maker™ Agreement, are legally binding contracts which must not be altered, tampered with or changed in any manner after they have been signed. False or misleading information, forged signatures or alterations to any document, including business registration forms, made after a document has been signed may lead to sanctions, up to and including involuntary termination of the Ripple Maker's business.
  4. Rights Granted

    Global GameChangers hereby grants you the non-exclusive right, based upon the terms and conditions contained within the Ripple Maker™ Agreement and these Policies and Procedures, to:

    1. Purchase a Global GameChangers travel membership and other related amenities;
    2. Promote and sell these Global GameChangers products and services; and
    3. Sponsor Customers and Ripple Makers in the United States and in countries where Global GameChangers may become established after the Effective Date of these Policies and Procedures.
  5. Identification Numbers

    1. Each Ripple Maker™ must provide their Social Security Number, or Federal Tax Identification Number, if located in the United States or any of its territories, to Global GameChangers. The Company reserves the right to withhold commission payments from any Ripple Maker™ who fails to provide such information or who provides false information.
    2. Upon enrollment, the Company will provide a Ripple Maker™ with a Global GameChangers Identification Number. This number will be used to place orders, structure organizations, and track commissions and bonuses.
  6. Renewals and Expiration of the Ripple Maker™ Agreement

    1. If a Ripple Maker™ allows his, her or its Ripple Maker™ Agreement to expire, the Ripple Maker™ will lose any and all rights to their downline organization unless re-activation occurs within sixty (60) days following expiration. If the former Ripple Maker™ re-activates within this 60-day time limit, the Ripple Maker™ will resume the rank and position held immediately prior to expiration. However, such Ripple Maker's paid as level will not be restored unless he, she and/or it (an entity) qualifies at that payout level in the new month. The Ripple Maker™ is not eligible to receive commissions for the time during which the Ripple Maker's business was expired.
    2. A Ripple Maker™ who fails to renew during the 60-day grace period may not re-apply for a Global GameChangers business for the following twelve (12) months from the date of expiration.
    3. The downline of the expired Ripple Maker™ will roll up to the immediate, active upline Sponsor.
  7. Business Entities

    1. A corporation, partnership, LLC, or trust (collectively referred to as a "Business Entity" or simply "it") may apply to be a Global GameChangers Ripple Maker™. This Ripple Maker™ business and position will remain temporary until the submission of proper documents, including but not limited to: Certificate of Incorporation, Articles of Organization, Partnership Agreement or appropriate Trust documents. Global GameChangers must receive these documents within five (5) business days from the date of enrollment.
    2. A Global GameChangers Ripple Maker™ may change their status under the same Sponsor from an individual to a Business Entity.
  8. Independent Business Relationship; Indemnification for Actions

    1. As a Ripple Maker™, you understand you are an independent contractor, and not a purchaser of a franchise or business opportunity. As a result, your success depends entirely upon your own individual and independent efforts.
    2. The Agreement between you and the Company does not create an employer/employee relationship, agency, partnership, or joint venture.
    3. You will not be treated as an employee of Global GameChangers for any purposes, including, without limitation, for federal or state tax purposes. All Ripple Makers are responsible for paying local, state and federal taxes due from all compensation earned as a Global GameChangers Ripple Maker™. Any other compensation received by a Ripple Maker™ from Global GameChangers will be governed by applicable U.S. tax laws (or the tax laws of any other applicable jurisdiction). You have no express or implied authority to bind Global GameChangers to any obligation or to make any commitments by or on behalf of Global GameChangers. Each Ripple Maker™, whether acting as management of a Business Entity or represented as an individual, shall establish his, her or its own goals, hours, and methods of operation and sale, so long as in compliance with the terms and conditions of the Ripple Maker™ Agreement, these Policies and Procedures, and applicable state and federal laws.
    4. You are fully responsible for all of your verbal and written communications made regarding Global GameChangers products, services, and the Compensation Plan that are not expressly contained within Official Company Materials. Ripple Makers shall indemnify and hold harmless Global GameChangers, its directors, officers, employees, product suppliers and agents from any and against all liability including judgments, civil penalties, refunds, attorney fees and court costs incurred by the Company as a result of the Ripple Maker's unauthorized representations or actions. This Provision shall survive the termination of the Global GameChangers Ripple Maker™ Agreement.
  9. Errors or Questions

    If you have any questions as a Ripple Maker™ about, or believes any errors have been made regarding commissions, bonuses, business reports, orders, or charges, you must notify the Company Compliance Department in writing within thirty (30) days of the date of the error or incident in question. Any such errors, omissions or problems not reported within 30 days shall be deemed expressly waived by you.

  1. RESPONSIBILITIES OF A RIPPLE MAKER™

  2. Correct Addresses

    1. It is the responsibility of a Customer or Ripple Maker™ to make sure Global GameChangers has the correct shipping address before the shipment of any order(s).
    2. A Customer or Ripple Maker™ should allow up to thirty (30) days for processing after any notice of address change directed to the Company.
  3. Training and Leadership

    1. Any Ripple Maker™ who sponsors another Ripple Maker™ into Global GameChangers must perform an authentic assistance and training function to ensure his, her or its downline properly operates their respective Global GameChangers business. Sponsoring Ripple Makers should have ongoing contact and communication with those in their downline organizations. Examples of communication may include, but are not limited to, newsletters, written correspondence, telephone, contact, team calls, voice-mail, e-mail, personal meetings, accompaniment of downline Ripple Makers to Global GameChangers meetings, training sessions and any other related functions.
    2. A Sponsoring Ripple Maker™ should monitor the Ripple Makers in his, her or its downline organization to ensure that downline Ripple Makers do not make improper product or business claims, or engage in any illegal or inappropriate conduct. Upon request, such Ripple Maker™ should be able to provide documented evidence to Global GameChangers of ongoing fulfillment of the responsibilities of a Sponsor.
    3. Upline Ripple Makers are encouraged to motivate and train new Ripple Makers about Global GameChangers’ products and services, effective sales techniques, the Company Compensation Plan and compliance with these Policies and Procedures.
    4. Marketing the travel membership and other amenities is a required activity in Global GameChangers and must be emphasized in all recruiting presentations.
    5. We emphasize and encourage all Ripple Makers to sell Global GameChangers’s products and services to Customers.
    6. Use of Sales Aids. To promote both the products and the opportunity Global GameChangers offers, Ripple Makers must use the sales aids and support materials produced by the Company. If Global GameChangers Ripple Makers develop their own sales aids and promotional materials, which includes Internet advertising, notwithstanding any good intentions, these Ripple Makers may unintentionally violate any number of statutes or regulations affecting the Global GameChangers business. These violations, although they may be relatively few in number, could jeopardize the Global GameChangers opportunity for all. Accordingly, Ripple Makers must submit all written sales aids, promotional materials, advertisements, websites and other literature to the Company for prior written approval. Unless the Ripple Maker™ receives specific written approval to use the material, the request shall be deemed denied. All Ripple Makers shall safeguard and promote the good reputation of Global GameChangers and its products. The marketing and promotion of Global GameChangers, the Global GameChangers opportunity, the Compensation Plan, and Global GameChangers products and services shall be consistent with the public interest, and must avoid all discourteous, deceptive, misleading, unethical or immoral conduct or practices.
  4. Constructive Criticism; Ethics

    1. Global GameChangers desires to provide its independent Ripple Makers with the best products and services and Compensation Plan in the industry. Accordingly, Global GameChangers values constructive criticism and encourages the submission of written comments addressed to the Company Compliance Department.
    2. Negative and disparaging comments by a Ripple Maker™ about Global GameChangers, its products or Compensation Plan, made to the Field or at Global GameChangers meetings or events, or disruptive behavior at Global GameChangers meetings or events, serve no purpose other than to dampen the enthusiasm of other Global GameChangers Ripple Makers. Ripple Makers must not belittle Global GameChangers, other Global GameChangers Ripple Makers, Global GameChangers products or services, the Compensation Plan, or Global GameChangers directors, officers, or employees, product suppliers or agents. Such conduct represents a material breach of these Policies and Procedures and may be subject to sanctions as deemed appropriate by the Company.
    3. Global GameChangers endorses the following code of ethics:
      1. Ripple Makers must show fairness, tolerance, and respect to all people associated with Global GameChangers, regardless of race, gender, social class or religion, thereby fostering a "positive atmosphere" of teamwork, good morale and community spirit.
      2. Ripple Makers shall strive to resolve business issues, including situations with upline and downline Ripple Makers, by emphasizing tact, sensitivity, good will and taking care not to create additional problems.
      3. Ripple Makers must be honest, responsible, professional and conduct themselves with integrity.
      4. Ripple Makers shall not make disparaging statements about Global GameChangers, other Ripple Makers, Company employees, product suppliers or agents, products, services, sales and marketing campaigns, or the Compensation Plan, or make statements that unreasonably offend, mislead or coerce others.
    4. Global GameChangers may take appropriate action against a Ripple Maker™ if it determines, in its sole discretion, that the Ripple Maker's conduct is detrimental, disruptive, or injurious to the Company or other Ripple Makers.
  5. Reporting Policy Violation

    1. A Ripple Maker™ who observes a policy violation by another Ripple Maker™ should submit a written and signed letter (e-mail will not be accepted) of the violation directly to the Global GameChangers Corporate office. The letter shall set forth the details of the incident as follows:
      1. The nature of the violation and specific facts to support allegations;
      2. Number of occurrences and dates of occurrences;
      3. Persons involved; and
      4. Any other supporting documentation
    2. Once the matter has been presented to Global GameChangers, it will be researched thoroughly by the Company Compliance Department and appropriate action will be taken if necessary.
    3. This section refers to the general reporting of policy violations as observed by other Ripple Makers for the mutual effort to support, protect, and defend the integrity of the Global GameChangers business and opportunity. If a Ripple Maker™ has a grievance or complaint against another Ripple Maker™ which directly relates to his, her or its Global GameChangers business, the procedures set forth in these Policies must be followed.
  6. Sponsorship

    1. The Sponsor is the person who introduces a Customer or Ripple Maker™ to Global GameChangers, helps them complete their enrollment, and supports and trains those in their downline.
    2. The Company recognizes the Sponsor as the name(s) shown on the first:
      1. Physically signed Global GameChangers Ripple Maker™ Agreement on file; or
      2. Electronically signed Ripple Maker™ from a website or a Global GameChangers Ripple Maker's replicated website.
    3. A Ripple Maker™ Agreement that contains notations such as "by phone" or the signatures of other individuals (i.e. Sponsors, spouses, relatives, or friends) is not valid and will not be accepted by Global GameChangers.
    4. Global GameChangers recognizes that each new prospect has the right to ultimately choose his, her or its own Sponsor, but the Company will not allow Ripple Makers to engage in unethical sponsoring activities.
    5. All active Ripple Makers in good standing have the right to sponsor and enroll others into Global GameChangers. While engaged in sponsoring activities, it is not uncommon to encounter situations when more than one Ripple Maker™ will approach the same prospect. It is the accepted courtesy that the new prospect will be sponsored by the first Ripple Maker™ who presented a comprehensive introduction to the Company products or opportunity.
    6. A Protected Prospect is a guest of any Customer or Ripple Maker™ who attended a Global GameChangers event or conference call. For sixty (60) days following the event, a Protected Prospect cannot be solicited or sponsored by any other Ripple Maker™ who attended the same event. A Global GameChangers event can be defined as the following:
      1. Any Global GameChangers training session;
      2. Conference call;
      3. Fly-in meeting; or
      4. Presentation, including but not limited to a Global GameChangers at home presentation, whether sponsored by the Company, Customer, Ripple Maker™, or an agent or agency of the Company.
  7. Cross Sponsoring Prohibition

    1. "Cross sponsoring" is defined as the enrollment into a different line of sponsorship of an individual, or Business Entity, that already has a signed Ripple Maker™ Agreement. Actual or attempted cross sponsoring is not allowed. If cross sponsoring is verified by Global GameChangers, sanctions up to and including termination of a Ripple Maker's business may be imposed.
    2. The use of a Spouse's or relative's name, trade names, assumed names, DBA names, corporation, partnership, trust, Federal ID numbers, or fictitious ID numbers to evade or circumvent this policy is not permitted.
    3. This policy does not prohibit the transfer of a Global GameChangers business in accordance with Global GameChangers Sale or Transfer Policy set forth in these Policies.
  8. Adherence to the Global GameChangers Compensation Plan

    1. A Ripple Maker™ must adhere to the terms of the Global GameChangers Compensation Plan as set forth in these Policies and Procedures as well as in Official Company Materials. Deviation from the Compensation Plan is prohibited.
    2. A Ripple Maker™ shall not offer the Global GameChangers opportunity through, or in combination with, any other system, program, or method of marketing other than that specifically set forth in Official Company Materials.
    3. A Ripple Maker™ shall not require or encourage a current or prospective Customer or Ripple Maker™ to participate in Global GameChangers in any manner that varies from the Compensation Plan as set forth in Official Company Materials.
    4. A Ripple Maker™ shall not require or encourage a current or prospective Customer or Ripple Maker™ to make a purchase from or payment to any individual or other entity as a condition to participating in the Global GameChangers Compensation Plan, other than such purchases or payments required to naturally build their business.
  9. Adherence to Laws and Ordinances

    Many cities and counties have laws regulating certain home-based businesses. In most cases, these ordinances do not apply to Ripple Makers because of the nature of the business. However, Ripple Makers must check their local laws and obey the laws that do apply to them. Nonetheless, A Ripple Maker™ shall comply with all federal, state and local laws and regulations in their conduct of a Global GameChangers business.

  10. Compliance with Applicable Income Tax Laws

    1. Global GameChangers will automatically provide a complete 1099 Miscellaneous Income Tax form (nonemployee compensation) to each US Ripple Maker™ whose earnings for the year is at least $600 or who has purchased more than $5,000 of Global GameChangers products for resale, or who received trips, prizes or awards valued at $600 or more. If earnings and purchases are less than stated above, IRS forms will be sent only at the request of the Ripple Maker™, and a minimum charge of $20 may be assessed by Global GameChangers.
    2. A Ripple Maker™ accepts sole responsibility for and agrees to pay all federal, state and local taxes on any income generated as an independent Ripple Maker™, and further agrees to indemnify Global GameChangers from any failure to pay such tax amounts when due.
    3. If a Ripple Maker's business is tax exempt, the Federal Tax Identification number must be provided to Global GameChangers in writing.
    4. Global GameChangers encourages all Ripple Makers to consult with a tax advisor for additional information for their business.
  11. One Global GameChangers Business Per Ripple Maker™

    A Ripple Maker™ may operate or have an ownership interest, legal or equitable, as a sole proprietorship, partner, shareholder, trustee, or beneficiary, in only one (1) Global GameChangers business. No individual may have, operate or receive compensation from more than one Global GameChangers businesses. Individuals of the same family unit may each enter into or have an interest in their own separate Global GameChangers businesses, only if each subsequent family position is placed frontline to the first family member enrolled. A "family unit" is defined as spouses and dependent children living at or doing business at the same address.

  12. Actions of Household Members or Affiliated Parties

    If any member of your immediate household engages in any activity which, if performed by you, would violate any provision of the Agreement, such activity will be deemed a violation by YOU and Global GameChangers may take disciplinary action against you pursuant to these Policies and Procedures. Similarly, if any individual associated in any way with a corporation, partnership, LLC, trust or other entity (collectively "Business Entity") violates the Agreement, such action(s) will be deemed a violation by the Business Entity, and Global GameChangers may take disciplinary action against the Business Entity. Likewise, if a Ripple Maker™ enrolls in Global GameChangers as a Business Entity, each Affiliated Party of the Business Entity shall be personally and individually bound to, and must comply with, the terms and conditions of the Agreement.

  13. Solicitation for Other Companies or Products

    1. A Global GameChangers Ripple Maker™ may participate in other direct sales, multilevel, network marketing or relationship marketing business ventures or marketing opportunities. However, during the term of this Agreement and for one (1) year thereafter, you may not recruit any Global GameChangers Customer or Ripple Maker™ for any other direct sales or network marketing business, unless that Customer or Ripple Maker™ was personally sponsored by you.
    2. The term "recruit" means actual or attempted solicitation, enrollment, encouragement, or effort to influence in any other way (either directly or through a third party), another Customer or Ripple Maker™ to enroll or participate in any direct sales or network marketing opportunity. This conduct represents recruiting even if the Ripple Maker's actions are in response to an inquiry made by a Customer or another Ripple Maker™.
    3. During the term of this Agreement and for a period of six (6) months thereafter, you must not sell, or entice others to sell, any competing products or services, including training materials, to Global GameChangers Customers or Ripple Makers. Any product or service in the same category as a Global GameChangers product or service is deemed to be competing (i.e., any competing product or service regardless of differences in cost or quality).
    4. However, you may sell non-competing products or services to Global GameChangers Customers or Ripple Makers that you personally sponsored.
    5. You may not display or bundle Global GameChangers products or services, in sales literature, on a website or in sales meetings, with any other products or services to avoid confusing or misleading a prospective Customer or Ripple Maker™ into believing there is a relationship between the Global GameChangers and non-Global GameChangers products and services.
    6. You may not offer any non-Global GameChangers opportunity, products or services at any Global GameChangers related meeting, seminar or convention, or immediately following a Global GameChangers event.
    7. A violation of any of the provisions in this section shall constitute unreasonable and unwarranted contractual interference between Global GameChangers and you and would inflict irreparable harm on the Company. In such event, Global GameChangers may, at its sole discretion, impose any sanction it deems necessary and appropriate against such Ripple Maker™ or such Ripple Maker's business, including termination, or seek immediate injunctive relief without the necessity of posting a bond.
  14. Presentation of the Global GameChangers Opportunity

    1. In presenting the Global GameChangers opportunity to potential Customers and Ripple Makers, you are required to comply with the following provisions:
      1. You shall not misquote or omit any significant material fact about the Compensation Plan.
      2. You shall make it clear that the Compensation Plan is based upon sales of Global GameChangers products and services and upon the sponsoring of others.
      3. You shall make it clear that success can be achieved only through substantial independent efforts.
      4. You shall not make unauthorized income projections, claims, or guarantees while presenting or discussing the Global GameChangers opportunity or Compensation Plan to prospective Customers or Ripple Makers.
      5. You may not make any claims regarding products or services of any products offered by Global GameChangers, except those contained in Official Company Materials.
      6. You may not use Official Company Materials to promote the Global GameChangers opportunity in any country where the Company has not established a "presence."
      7. You must submit copy of the Income Disclosure Statement ("IDS") all prospective Ripple Makers. In an effort to conduct best business practices, Global GameChangers has developed the IDS to convey truthful, timely, and comprehensive information regarding the income that one may earn.

      A copy of the IDS must be presented to a prospective Ripple Maker™ anytime the Compensation Plan is presented or discussed, or any type of income claim or earnings representation is made.

      The terms "income claim" and/or "earnings representation" (collectively "income claim") includes the following: (i) statements of average earnings; (ii) statements of non-average earnings; (iii) statements of earnings ranges; (iv) income testimonials; (v) lifestyle claims; and (vi) hypothetical claims. Examples of "statements of non-average earnings" includes, "Our number one Ripple Maker™ earned over a million dollars last year," or "Our average-ranking Ripple Maker™ makes six thousand per month." An example of a "statement of earnings ranges" is, "The monthly income for our higher- ranking Ripple Makers is twelve thousand dollars a month on the low end to twenty-five thousand dollars a month on the high end."

  15. Sales Requirements are Governed by the Compensation Plan

    The Global GameChangers program is built on sales to the ultimate consumer. Global GameChangers encourages its Ripple Makers to only purchase products or services that they and their family will personally consume or used as a sales tool. Ripple Makers must never attempt to influence any other Ripple Maker™ to buy more products or services than they can reasonably use or sell.

  1. ORDERING

  2. General Order Policies

    1. "Bonus Buying" is strictly and absolutely prohibited. Bonus Buying includes any of the following: (i) the enrollment of individuals or entities without the knowledge of and/or execution of an Agreement by such individuals or Business Entities; (ii) the fraudulent enrollment of an individual or entity as a Customer or Ripple Maker™; (iii) the enrollment or attempted enrollment of non-existent individuals or Business Entities as Customers or Ripple Makers ("phantoms"); (iv) purchasing Global GameChangers products or services on behalf of or under another Customer or Ripple Maker's ID number as to qualify for commissions or bonuses; (v) purchasing excessive amounts of products or services that cannot reasonably be used; and/or (vi) any other mechanism or artifice to qualify for rank advancement, incentives, prizes, commissions, or bonuses that is not driven by bona fide product or service purchases by end user consumers.

      A Ripple Maker™ shall not use another Customer's or Ripple Maker's credit card or debit checking account to enroll in Global GameChangers or purchase products or services without the account holder's written permission. Such documentation must be kept by the Ripple Maker™ indefinitely in case the Company needs to reference this.
    2. Regarding an order with an invalid or incorrect payment, Global GameChangers will attempt to contact the Ripple Maker™ by phone, mail or e-mail in order to obtain another form of payment. If these attempts are unsuccessful after ten (10) business days, the order will be canceled.
    3. Prices are subject to change without notice.
    4. A Customer or Ripple Maker™ who is a recipient of an incorrect order must notify Global GameChangers within thirty (30) calendar days from receipt of the order and follow the procedures as set forth in these Policies.
  3. Insufficient Funds

    1. All checks returned for insufficient funds will be re-submitted for payment. A $35 fee will be charged to the account of the Customer or Ripple Maker™ for all returned checks and insufficient funds.
    2. Any outstanding balance owed by a Ripple Maker's downline Customers or Ripple Makers to the Company from NSF (non-sufficient funds) checks, returned check fees or insufficient fund fees (ACH) will be withheld by the Company from said Ripple Maker's future bonus and commission checks.
    3. All transactions involving returned checks or insufficient funds through ACH or credit card, which are not resolved in a timely manner by the Ripple Maker™, constitute grounds for disciplinary sanctions.
    4. If a credit card order or automatic debit is declined the first time, the Customer or Ripple Maker™ will be contacted for an alternate form of payment. If payment is declined a second time, the Customer or Ripple Maker™ may be deemed ineligible to purchase Global GameChangers products or services.
  4. Sales Tax Obligation

    1. A Ripple Maker™ must comply with all state and local taxes and regulations governing the sale of Global GameChangers products and services.
    2. Global GameChangers will collect and remit sales tax on Ripple Maker™ orders unless a Ripple Maker™ furnishes Global GameChangers with the appropriate Resale Tax Certificate form. When orders are placed with Global GameChangers, sales tax is prepaid based upon the retail price provided. Global GameChangers will remit the sales tax to the appropriate state and local jurisdictions. The Ripple Maker™ may recover the sales tax when he, she or it makes a sale. Global GameChangers Ripple Makers are responsible for any additional sales taxes due on products marked up and sold at a higher price.
    3. Global GameChangers encourages each Ripple Maker™ to consult with a tax advisor for additional information for his, her or its business.
  1. PAYMENT OF COMMISSIONS & BONUSES

  2. Bonus and Commission Qualifications

    1. A Ripple Maker™ must be active and in compliance with Global GameChangers Policies and Procedures to qualify for bonuses and commissions. So long as a Ripple Maker™ complies with the terms of the Ripple Maker™ Agreement, the Company shall pay commissions in accordance with the Compensation Plan.
    2. Global GameChangers reserves the right to postpone bonus and commission payments until such time the cumulative amount exceeds $25.
  3. Computation of Commissions and Discrepancies

    1. A Ripple Maker™ must review his, her or its monthly statement and bonus/commission reports promptly and report any discrepancies within thirty (30) days of receipt. If no concerns are raised within this 30-day "grace period," no additional requests will be considered for commission recalculations.
    2. For additional information on payment of commissions, please review the Global GameChangers Compensation Plan.
  4. Adjustments to Bonuses and Commissions for Returned Products or Global GameChanger Memberships.

    1. A Ripple Maker™ receives bonuses and commissions based on the actual sales of products and services to end consumers. When a product or service is returned to Global GameChangers for a refund from the end consumer, the bonuses and commissions attributable to the returned product or service will be deducted from the Ripple Maker™ who received bonuses or commissions on such sales. Deductions will occur in the month in which the refund is given and continue every pay period thereafter until the bonus/and or commission is recovered.
    2. In the event that a Ripple Maker™ terminates his, her or its business, and the amounts of the bonuses or commissions attributable to the returned products or services have not yet been fully recovered by the Company, the remainder of the outstanding balance may be offset against any other amounts that may be owed by the Company to the former Ripple Maker™.
  1. SATISFACTION GUARANTEED AND RETURN OF SALES AIDS

    Global GameChangers offers a one hundred percent (100%) ten (10) day money back guarantee for both Customers and Ripple Makers. If a Customer purchased a product or service and is not satisfied with the product or service, the Customer may request a refund from their Ripple Maker™.

    Upon cancellation of the Agreement, the Ripple Maker™ may also return all generic sales aids purchased within one (1) year from the date of cancellation for a refund if he, she or it is unable to sell or use the merchandise. A Ripple Maker™ may only return sales aids he, she or it personally purchased from the Company under his, her or its Identification Number, and which are in Resalable Condition (as defined in the Glossary of Terms section of these Policies). Any custom orders of printed sales aids (i.e., business cards, brochures, etc.) whereon the Ripple Maker's contact information is imbedded or hard printed, or has been added by the Ripple Maker™, are not able to be returned in Resalable Condition thus are nonrefundable. Upon Global GameChangers's receipt of the products and sales aids, the Ripple Maker™ will be reimbursed ninety percent (90%) of the net cost of the original purchase price(s), less shipping and handling charges. If the purchases were made through a credit card, the refund will be credited back to the same credit card account. The Company shall deduct from the reimbursement paid to the Ripple Maker™ any commissions, bonuses, rebates or other incentives received by the Ripple Maker™ which were associated with the merchandise that is returned.

  2. Return Process

    1. All returns, whether by a Customer or Ripple Maker™, must be made as follows:
      1. Obtain Return Merchandise Authorization ("RMA") from Global GameChangers;
      2. Ship items to the address provided by the Company Customer Service Department when you are given your RMA.
      3. Provide a copy of the invoice with the returned products or service. Such invoice must reference the RMA and include the reason for the return.
      4. Ship back product in manufacturer's box exactly as it was delivered.
    2. All returns must be shipped to Global GameChangers pre-paid, as the Company does not accept shipping collect packages. The Company recommends shipping returned product by UPS or FedEx with tracking and insurance as risk of loss or damage in shipping of the returned product shall be borne solely by the Customer or Ripple Maker™. If returned product is not received at the Company Distribution Center, it is the responsibility of the Customer or Ripple Maker™ to trace the shipment and no credit will be applied.
    3. The return of $500 or more of products accompanied by a request for a refund within a calendar year by a Ripple Maker™, may constitute grounds for involuntary termination.
  1. PRIVACY POLICY

  2. Introduction

    This Privacy Policy is to ensure that all Customers and Ripple Makers understand and adhere to the basic principles of confidentiality.

  3. Expectation of Privacy

    1. Global GameChangers recognizes and respects the importance its Customers and Ripple Makers place on the privacy of their financial and personal information. Global GameChangers will make reasonable efforts to safeguard the privacy of, and maintain the confidentiality of its Customers' and Ripple Makers' financial and account information and nonpublic personal information.
    2. By entering into the Ripple Maker™ Agreement, a Ripple Maker™ authorizes Global GameChangers to disclose his, her or its name and contact information to upline Ripple Makers solely for activities related to the furtherance of the Global GameChangers business. A Ripple Maker™ hereby agrees to maintain the confidentiality and security of such information and to use it solely for the purpose of supporting and servicing his, her or its downline organization and conducting the Global GameChangers business.
  4. Employee Access to Information

    Global GameChangers limits the number of employees who have access to Customers' and Ripple Makers' nonpublic personal information.

  5. Restrictions on the Disclosure of Account Information

    Global GameChangers will not share non-public personal information or financial information about current or former Customers or Ripple Makers with third parties, except as permitted or required by laws and regulations, court orders, or to serve the Customers' or Ripple Makers' interests or to enforce its rights or obligations under these Policies and Procedures, or Ripple Maker's Agreement or with written permission from the accountholder on file.

  1. PROPRIETARY INFORMATION AND TRADE SECRETS

  2. Business Reports, Lists, and Proprietary Information

    By completing and signing the Ripple Maker™ Agreement, you acknowledge that Business Reports, lists of Customer and Ripple Maker™ names and contact information and any other information, which contain financial, scientific or other information both written or otherwise circulated by the Company pertaining to the business of Global GameChangers (collectively, "Reports"), are confidential and proprietary information and trade secrets belonging exclusively to the Company.

  3. Obligation of Confidentiality

    During the term of the Ripple Maker™ Agreement and for a period of five (5) years after the termination or expiration of the Ripple Maker™ Agreement between you and Global GameChangers, you shall not:

    1. Use the information in the Reports to compete with Global GameChangers or for any purpose other than promoting your Global GameChangers business;
    2. Use or disclose to any person or entity any confidential information contained in the Reports, including the replication of the genealogy in another network marketing company.
  4. Breach and Remedies

    You acknowledge that such proprietary information is of such character as to render it unique and that disclosure or use thereof in violation of this provision will result in irreparable damage to the Company and to independent Global GameChangers businesses. The Company and its Ripple Makers will be entitled to injunctive relief or to recover damages against any specific Ripple Maker™ who violates this provision in any action to enforce its rights under this section. The prevailing party shall be entitled to an award of attorney's fees, court costs and expenses.

  5. Return of Materials

    Upon demand by Global GameChangers, any current or former Ripple Maker™ will return the original and all copies of all "Reports" to the Company together with any Global GameChangers confidential information in such person's possession.

  1. ADVERTISING, PROMOTIONAL MATERIAL, USE OF COMPANY NAMES AND TRADEMARKS

  2. Labeling, Packaging, and Displaying Products

    1. A Global GameChangers Ripple Maker™ may not re-label, re-package, refill, or alter labels of any Company product or service information, materials or program(s) in any way. The Company products and services must only be marketed and sold in their native format from Global GameChangers. Any attempted re-labeling violates federal and state laws, which may result in criminal or civil penalties or liability.
    2. A Ripple Maker™ may sell Global GameChangers products and services and display the Global GameChangers trade name at any appropriate display booth (such as trade shows) upon prior written approval from the Company.
    3. The Company reserves the right to refuse authorization to participate at any function that it does not deem a suitable forum for the promotion of its products and services, or the Global GameChangers opportunity.
  3. Use of Company Names and Protected Materials

    1. A Ripple Maker™ must safeguard and promote the good reputation of Global GameChangers and the products and services it markets. The marketing and promotion of Global GameChangers, the Global GameChangers opportunity, the Compensation Plan, and Global GameChangers products and services will be consistent with the public interest, and must avoid all discourteous, deceptive, misleading, unethical or immoral conduct and practices.
    2. All promotional materials supplied or created by Global GameChangers must be used in their original form and cannot be changed, amended or altered except with prior written approval from the Company Compliance Department.
    3. The name of Global GameChangers, each of its product and service names and other names that have been adopted by the Company in connection with its business are proprietary trade names, trademarks and service marks of Global GameChangers, LLC. As such, these marks are of great value to Global GameChangers and are supplied to Ripple Makers for their use only in an expressly authorized manner.
    4. A Ripple Maker's use of the name "Global GameChangers" is restricted to protect Global GameChangers proprietary rights, ensuring that the Global GameChangers protected names will not be lost or compromised by unauthorized use. Use of the Global GameChangers name on any item not produced by Global GameChangers is prohibited except as follows:
      1. [Ripple Maker's name] Global GameChangers Ripple Maker™
      2. [Ripple Maker's name] Independent Ripple Maker™ of Global GameChangers products and services.
    5. Further procedures relating to the use of the Global GameChangers name are as follows:
      1. All stationary (i.e., letterhead, envelopes, and business cards) bearing the Global GameChangers name or logo intended for use by the Ripple Maker™ must be approved in writing by the Company Compliance Department.
      2. Ripple Makers may list "Global GameChangers Ripple Maker™" or simply "Ripple Maker™" in the white pages of the telephone directory under his, her or its own name.
      3. Ripple Makers may not use the name Global GameChangers or Global GameChangers, LLC in answering the telephone, creating a voice message or using an answering service, such as to give the impression to the caller that they have reached the corporate office. They may state, "Global GameChangers Ripple Maker™."
    6. Certain photos and graphic images used by Global GameChangers in its advertising, packaging, and websites are the result of paid contracts with outside vendors that do not extend to Ripple Makers. If you want to use these photos or graphic images, you must negotiate individual contracts with the vendors for a fee.
    7. A Ripple Maker™ shall not appear on or make use of television, radio, or any other media to promote or discuss Global GameChangers or its programs, products or services without prior written permission from the Company Compliance Department.
    8. A Ripple Maker™ may not produce for sale or distribution any Company event or speech, nor may a Ripple Maker™ reproduce Global GameChangers audio or video clips for sale or for personal use without prior written permission from the Company Compliance Department.
    9. Global GameChangers reserves the right to rescind its prior approval of any sales aid or promotional material to comply with changing laws and regulations and may request the removal from the marketplace of such materials without financial obligation to the affected Ripple Maker™.
    10. A Ripple Maker™ shall not promote non-Company products or services in conjunction with Global GameChangers products or services on the same websites or same advertisement without prior approval from the Company Compliance Department.
  4. E-mail Limitations

    1. Except as provided in this section, a Ripple Maker™ may not use or transmit unsolicited email, mass email distribution, or "spamming" that advertises or promotes the operation a Global GameChangers business. The exceptions are:
      1. E-mailing any person who has given prior permission or invitation;
      2. E-mailing any person with whom the Ripple Maker™ has established a prior business or personal relationship.
    2. In all states where prohibited by law, a Ripple Maker™ may not transmit, or cause to be transmitted through a third party, (by telephone, facsimile, computer or other device), an unsolicited advertisement to any equipment, which has the capacity to transcribe text or images from an electronic signal received over a regular telephone line, cable line, ISDN, T1 or any other signal carrying device, except as set forth in this section.
    3. All e-mail or computer broadcasted documents subject to this provision shall include each of the following:
      1. A clear and obvious identification that the e-mail message is an advertisement or solicitation. The words "advertisement" or "solicitation" should appear in the subject line of the message;
      2. A clear return path or routing information;
      3. The use of legal and proper domain name;
      4. A clear and obvious notice of the opportunity to decline to receive further commercial e-mail messages from the sender;
      5. Unsubscribe or opt-out instructions should be the very first text in the body of the message box in the same size text as the majority of the message;
      6. The true and correct name of the sender, valid e-mail address, and a valid sender physical address;
      7. The date and time of the transmission;
      8. Upon notification by recipient of his or her request not to receive further faxed or e-mailed documents, a Global GameChangers Ripple Maker™ shall not transmit any further documents to that recipient.
    4. All e-mail or computer broadcasted documents subject to this provision shall not include any of the following:
      1. Use of any third-party domain name without permission;
      2. Sexually explicit materials.
  5. Internet and Third-Party Website Restrictions

    1. A Ripple Maker™ may not use or attempt to register any of Global GameChangers's trade names, trademarks, service names, service marks, product names, URLs, advertising phrases, the Company's name or any derivative thereof, for any purpose including, but not limited to, Internet domain names (URL), third party websites, e-mail addresses, web pages, or blogs.
    2. A Ripple Maker™ may not sell Global GameChangers products, services or offer the Business Opportunity using "online auctions," such as eBay® or "online marketplaces," such as Amazon.
    3. All Ripple Makers may have one (1) Company-approved third-party website. A third-party website is a Global GameChangers-approved personal website that is hosted on non-Company servers and with no affiliation to the Company. Any Ripple Maker™ who wishes to develop their own third-party website must submit a properly completed third-party website Application and Agreement along with the proper third-party website registration fee and receive Global GameChangers’s prior written approval before going live. Third-party websites may be used to promote your business and Global GameChangers's products so long as the third-party website adheres to the advertising policies herein. Moreover, no orders may be placed through third-party websites, and no enrollments may occur through a third-party website. If you wish to use any third-party website, you must do the following:
      1. Identify yourself as a Global GameChangers Ripple Maker™;
      2. Use only the approved images and wording authorized by Global GameChangers;
      3. Adhere to the branding, trademark, and image usage policies described in this document.
      4. Adhere to any other provision regarding the use of a third-party website described in this document;
      5. Agree to give the Company Compliance Department access to the third-party website and, if the website is password protected, the passwords or credentials allowing unlimited access.
      6. Agree to modify your website to comply with current or future Global GameChangers policies.
    4. All marketing materials used on a Ripple Maker's third-party website must be provided by Global GameChangers or approved in writing by the Company Compliance Department.
    5. To avoid confusion, the following three elements must also be prominently displayed at the top of every page of your third-party website:
      1. The Global GameChangers Ripple Maker™ Logo
      2. Your Name and Title
      3. Global GameChangers Corporate Website Redirect Button
    6. A Ripple Maker™ may not use third-party sites that contain materials copied from corporate sources (such as Global GameChangers brochures, CDs, videos, tapes, events, presentations, and corporate websites). This policy ensures brand consistency, allows Customers and Ripple Makers to stay up-to-date with changing products, services and information, facilitates enrollment under the correct Sponsor, and assists in compliance with government regulations.
    7. Global GameChangers products may be displayed with other products or services on a Ripple Maker's third-party website so long as the other products and services are consistent with Global GameChangers values and are not marketed or sold by a competing network-marketing company.
    8. If the independent Global GameChangers business of a Ripple Maker™ who has received authorization to create and post an third-party website is voluntarily or involuntarily canceled for any reason, or if Global GameChangers revokes its authorization allowing the Ripple Maker™ to maintain a third-party website, the Ripple Maker™ shall assign the URL to his/her/its third-party website to Global GameChangers within three (3) days from the date of the cancellation and/or re-direct all traffic to the site as directed by the Global GameChangers. Global GameChangers reserves the right to revoke any Ripple Maker's right to use a third-party website at any time if Global GameChangers believes that such revocation is in the best interest of the Company, its Ripple Makers, and Customers. Decisions and corrective actions in this area are at the Company's sole and absolute discretion.
    9. Social Media sites may not be used to sell or offer to sell Global GameChangers products or services. PROFILES A RIPPLE MAKER™ GENERATES IN ANY SOCIAL COMMUNITY WHERE GLOBAL GAMECHANGERS IS DISCUSSED OR MENTIONED MUST CLEARLY IDENTIFY THE RIPPLE MAKER™ AS AN INDEPENDENT GLOBAL GAMECHANGERS RIPPLE MAKER™, and when a Ripple Maker™ participates in those communities, he, she or it must avoid inappropriate conversations, comments, images, video, audio, applications or any other adult, profane, discriminatory or vulgar content. The determination of what is inappropriate is at Global GameChangers's sole discretion, and offending Ripple Makers will be subject to disciplinary action. Banner ads and images used on these sites must be current and must come from the Global GameChangers approved library. If a link is provided, it must link to the posting Ripple Maker's replicated website or an approved third-party website.
    10. Anonymous postings or use of an alias on any Social Media site is prohibited, and offending Ripple Makers will be subject to disciplinary action.
    11. Ripple Makers may not use blog spam, spamdexing or any other mass-replicated methods to leave blog comments. Comments Ripple Makers create or leave must be useful, unique, relevant and specific to the blog's article.
    12. Ripple Makers must disclose their full name on all Social Media postings, and conspicuously identify themselves as an independent Ripple Maker™ for Global GameChangers. Anonymous postings or use of an alias is prohibited.
    13. Postings that are false, misleading, or deceptive are prohibited. This includes, but is not limited to, false or deceptive postings relating to the Global GameChangers income opportunity, Global GameChangers's products and services, and/or your biographical information and credentials.
    14. Ripple Makers are personally responsible for their postings and all other online activity that relates to Global GameChangers. Therefore, even if a Ripple Maker™ does not own or operate a blog or Social Media site, if a Ripple Maker™ posts to any such site that relates to Global GameChangers or which can be traced to Global GameChangers, the Ripple Maker™ is responsible for the posting. Ripple Makers are also responsible for postings which occur on any blog or Social Media site that the Ripple Maker™ owns, operates, or controls.
    15. As a Global GameChangers Ripple Makers, it is important to not converse with any person who places a negative post against you, other Ripple Makers, or Global GameChangers. Report negative posts to the Company Compliance Department. Responding to such negative posts often simply fuels a discussion with someone carrying a grudge that does not hold themselves to the same high standards as Global GameChangers, and therefore damages the reputation and goodwill of the Company.
    16. The distinction between a Social Media site and a website may not be clear-cut, because some Social Media sites are particularly robust, Global GameChangers therefore reserves the sole and exclusive right to classify certain Social Media sites as third-party websites and require that Ripple Makers using, or who wish to use, such sites adhere to the Global GameChangers's policies relating to third-party websites.
    17. If your Global GameChangers business is cancelled for any reason, you must discontinue using the Global GameChangers name, and all of Global GameChangers's trademarks, trade names, service marks, and other intellectual property, and all derivatives of such marks and intellectual property, in any postings and all Social Media sites that you utilize. If you post on any Social Media site on which you have previously identified yourself as a Global GameChangers Ripple Maker™, you must conspicuously disclose that you are no longer a Ripple Maker™ of the Company.
    18. Failure to comply with these policies for conducting business online may result in the Ripple Maker™ losing their right to advertise and market Global GameChangers products, services and Global GameChangers's business opportunity online in addition to any other disciplinary action available under the Policies and Procedures.
  6. Advertising and Promotional Materials

    1. You may not advertise any Global GameChangers products or services at a price LESS than the highest company published, established retail price plus shipping, handling and applicable taxes. No special enticement advertising is allowed. This includes, but is not limited to, offers of free membership, free shipping, or other such offers that grant advantages beyond those available through the Company.
    2. Advertising and all forms of communications must adhere to principles of honesty and propriety.
    3. All advertising, including, but not limited to, print, Internet, computer bulletin boards, television, radio, etc., are subject to prior written approval by the Company Compliance Department. Similarly, all requests for approvals with respect to advertising must be directed in writing to the Global GameChangers Compliance Department.
    4. Global GameChangers approval is not required to place blind ads that do not mention Global GameChangers, its employees, any of its products, services, designs, symbols, programs, and trademarked, copyrighted, or otherwise protected materials.
    5. Global GameChangers reserves the right to rescind its prior approval of submitted advertising or promotional materials in order to comply with changing laws and regulations, and may require the removal of such advertisements from the marketplace without obligation to the affected Ripple Maker™.
  7. Testimonial Permission

    By signing the Ripple Maker™ Agreement, you give Global GameChangers permission to use your testimonial or image and likeness in corporate sales materials, including but not limited to print media, electronic media, audio and video. In consideration of being allowed to participate in the Global GameChangers opportunity, you waive any right to be compensated for the use of your testimonial or image and likeness even though Global GameChangers may be paid for items or sales materials containing such image and likeness. In some cases, a Ripple Maker's testimonial may appear in another Ripple Maker's advertising materials. If you do not wish to participate in Global GameChangers sales and marketing materials, you should provide a written notice to the Company Compliance Department to ensure that your testimonial or image and likeness will not be used in any corporate materials, corporate recognition pieces, advertising or recordings of annual events.

  8. Telemarketing Limitations

    1. A Ripple Maker™ must not engage in telemarketing in relation to the operation of the a Global GameChangers business. The term "telemarketing" means the placing of one or more telephone calls to an individual or entity to induce the purchase of Global GameChangers products or services, or to recruit them for the Global GameChangers opportunity.
    2. The Federal Trade Commission ("FTC") and the Federal Communications Commission ("FCC") each have laws that restrict telemarketing practices. Both federal agencies, as well as a number of states have "do not call" regulations as part of their telemarketing laws.
    3. While a Ripple Maker™ may not consider him, her, or itself a "telemarketer" in the traditional sense, these regulations broadly define the term "telemarketer" and "telemarketing" so that the unintentional action of calling someone whose telephone number is listed on the Federal "Do Not Call" registry could cause the Ripple Maker™ to violate the law. These regulations must not be taken lightly, as they carry significant penalties (up to $11,000 per violation).
    4. "Cold calls" or "state-to-state calls" made to prospective Customers or Ripple Makers that promote either Global GameChangers products, services or the Global GameChangers opportunity is considered telemarketing and is prohibited.
    5. Exceptions to Telemarketing Regulations

      A Global GameChangers Ripple Maker™ may place telephone calls to prospective Customers or Ripple Makers under the following limited situations:
      1. If the Ripple Maker™ has an established business relationship with the prospect;
      2. In response to the prospect's personal inquiry or application regarding a product or service offered by the Global GameChangers Ripple Maker™, within three (3) months immediately before the date of such a call;
      3. If the Ripple Maker™ receives written and signed permission from the prospect authorizing the Ripple Maker™ to call;
      4. If the call is to family members, personal friends, and acquaintances. However, if a Ripple Maker™ makes a habit of collecting business cards from everyone he/she meets and subsequently calls them, the FTC may consider this a form of telemarketing that is not subject to this exemption;
      5. Global GameChangers Ripple Makers engaged in calling "acquaintances," must make such calls on an occasional basis only and not as a routine practice.
    6. A Ripple Maker™ shall not use automatic telephone dialing systems in the operation of his, her or its Global GameChangers businesses.
    7. Failure to abide by Global GameChangers policies or regulations as set forth by the FTC and FCC regarding telemarketing may lead to sanctions against the Ripple Maker's business, up to and including termination of the business.
    8. By signing the Ripple Maker™ Agreement, or by accepting commission checks, other payments or awards from Global GameChangers, you give permission to Global GameChangers and other Ripple Makers to contact them as permitted under the Federal Do Not Call regulations.
      1. In the event a Ripple Maker™ violates this section, Global GameChangers reserves the right to institute legal proceedings to obtain monetary or equitable relief.
  1. CHANGES TO A RIPPLE MAKER'S BUSINESS

  2. Modification of the Ripple Maker™ Agreement

    A Ripple Maker™ may modify his or her existing Ripple Maker™ Agreement (i.e., change a social security number to a Federal ID number, add a spouse or partner to the account, or change the form of ownership from an individual to a Business Entity owned by the Ripple Maker™) by submitting a written request, accompanied by a new Ripple Maker™ Agreement and the Business Registration Form, if applicable, completed with fresh signatures (not a "crossed out" or "white-out" version of the first Agreement), and any appropriate supporting documentation.

  3. Change Sponsor or Placement for Active Ripple Makers

    1. Maintaining the integrity of the organizational structure is mandatory for the success of Global GameChangers and our independent Ripple Makers. As such, under exceptional circumstances at the discretion of the Company, a request to change placement may only be made within the first 30 days of initial enrollment as a Ripple Maker™. Furthermore, such changes may only occur within the same organization.
    2. Sponsors may make "Placement changes" from one Ripple Maker™ to another for personally Sponsored (frontline) Ripple Makers during the first 30 days of enrollment.
    3. New Ripple Makers or their original Sponsor may request a change of Sponsor or Placement within the first 30 days of enrollment for the purpose of structuring an organization. The new Ripple Maker™ Agreement must be received within the calendar month for commission calculations to be effective with the requested change.
    4. To change or correct the Sponsor, a Ripple Maker™ must comply with following procedures:
      1. Submit a Sponsor Placement Transfer Form;
      2. Submit a Global GameChangers Ripple Maker™ Agreement showing the correct Sponsor and Placement, and any appropriate supporting documentation;
      3. The Ripple Maker™ Agreement must be a new, completed document bearing "fresh" signatures, not a "crossed-out" or "white-out" version of the first Agreement.
    5. Upon approval, the Ripple Maker's downline, if any, will transfer with the Ripple Maker™.
    6. If one transfer has already been made a $20 fee will be assessed for the second and for each transfer thereafter.
    7. After the first 30 days from initial enrollment, Global GameChangers will honor the Sponsor/Placement as shown:
      1. On the most recently signed Ripple Maker™ Agreement on file; or
      2. Self-enrolled on the website (i.e., electronically signed web Agreement).
    8. Global GameChangers retains the right to approve or deny any requests to change Sponsor or Placement, and to correct any errors related thereto at any time and in whatever manner it deems necessary.
  4. Change Sponsor or Placement for Inactive Ripple Makers

    1. At the discretion of Global GameChangers, Ripple Makers who have neither bought/sold products or services nor paid the monthly administrative fee for at least twelve (12) months, and who have not tendered a letter of resignation, are eligible to re-enroll in Global GameChangers under the Sponsor/Placement of their choice.
    2. Upon written notice to Global GameChangers that a former Ripple Maker™ wishes to re-enroll, Global GameChangers will "compress" (close) the original account. A new Global GameChangers ID number will then be issued to the former Ripple Maker™.
    3. Such Ripple Maker™ does not retain former rank, downline, or rights to commission checks from his, her or its former organizations.
    4. Global GameChangers reserves the right to correct Sponsor or Placement errors at any time and in whatever manner it deems necessary.
  5. Change Organizations

    1. If a Global GameChangers Ripple Maker™ wishes to transfer organizations, he, she or it must submit a letter of resignation to the Company Customer Service Department and remain inactive (neither purchase or sell) with or in Global GameChangers for six (6) months from the receipt of the letter before being eligible to re-enroll under a different Sponsor/Placement.
    2. Global GameChangers retains the right to approve or deny any request to re-enroll after a Ripple Maker's resignation.
    3. If re-enrollment is approved, the former Ripple Maker™ will be issued a new Global GameChangers ID number and will be required to submit a new Ripple Maker™ Agreement. The Ripple Maker™ will not be entitled to keep any former rank, downline, or rights to commission checks from any prior organization.
    4. Transfers may not be done outside of the original organization.
  6. Unethical Sponsoring

    1. Unethical sponsoring activities include, but are not limited to, enticing, bidding or engaging in unhealthy competition in trying to acquire a prospect or new Ripple Maker™ from another Ripple Maker™ or influencing another Ripple Maker™ to transfer to a different sponsor.
    2. Allegations of unethical sponsoring must be reported in writing to the Global GameChangers Compliance Department within the first 90 days of enrollment. If the reports are substantiated, Global GameChangers may transfer the Ripple Maker™ or the Ripple Maker's downline to another sponsor, Placement or organization without approval from the current up-line Sponsor or Placement Ripple Makers. Global GameChangers remains the final authority in such cases.
    3. Global GameChangers prohibits the act of "Stacking." Stacking is the unauthorized manipulation of the Global GameChangers compensation system and/or the marketing plan in order to trigger commissions or cause a promotion off a downline Ripple Maker™ in an unearned manner. One example of stacking occurs when a Sponsor places participants under an inactive downline without his or her knowledge in order to trigger unearned qualification for commissioning. Stacking is unethical and unacceptable behavior, and as such, it is a punishable offense with measures up to and including the termination of the independent consultant positions of all individuals and/or entities found to be directly involved.
    4. Should Ripple Makers engage in solicitation and/or enticement of members of another direct sales company to sell or distribute Global GameChangers products and services to, they bear the risk of being sued by the other direct sales company. If any lawsuit, arbitration, or mediation is brought against a Ripple Maker™ alleging that they engaged in inappropriate recruiting activity of another company's sales force or Customers, Global GameChangers will not pay any of Ripple Maker's defense costs or legal fees, nor will Global GameChangers indemnify the Ripple Maker™ for any judgment, award, or settlement.
  7. Sell, Assign or Delegate Ownership

    1. In order to preserve the integrity of the hierarchical structure, it is necessary for Global GameChangers to place restrictions on the transfer, assignment, or sale of a business.
    2. A Global GameChangers Ripple Maker™ may not sell or assign his or her rights or delegate his or her position as a Ripple Maker™ without prior written approval by Global GameChangers, which approval will not be unreasonably withheld. Any attempted sale, assignment, or delegation without such approval may be voided at the discretion of Global GameChangers.
    3. Should the sale be approved by Global GameChangers, the Buyer assumes the position of the Seller at the current qualified title, but at the current "paid as" rank, at the time of the sale and acquires the Seller’s Downline.
    4. To request corporate authorization for a sale or transfer of a Global GameChangers business, the following items must be submitted to the Company Compliance Department:
      1. A Sale/Transfer of Business Form properly completed, with the requisite signatures.
      2. A copy of the Sales Agreement signed and dated by both Buyer and Seller.
      3. A Global GameChangers Ripple Maker™ Agreement completed and signed by the Buyer.
      4. Payment of the $100 administration fee.
      5. Any additional supporting documentation requested by Global GameChangers.
    5. Any debt obligations that either Seller or Buyer may have with Global GameChangers must be satisfied prior to the approval of the sale or transfer by Global GameChangers.
    6. A Global GameChangers Ripple Maker™ who sells his or her business is not eligible to re-enroll as a Global GameChangers Ripple Maker™ in any organization for six (6) full calendar months following the date of the sale except as otherwise expressly set forth in these Policies and Procedures.
  8. Separating a Global GameChangers Business

    1. Pending a divorce or dissolution of a partnership or other business entity, the parties must adopt one of the following methods of operation:
      1. One of the parties may, with the written consent of the other(s), operate the Global GameChangers business whereby the relinquishing spouse, shareholders, partners, members or trustees authorize Global GameChangers to deal directly and solely with the other spouse, non-relinquishing shareholder, partner, member or trustee;
      2. The parties may continue to operate the Global GameChangers business jointly on a "business as usual" basis, whereupon all compensation paid by Global GameChangers will be paid in the name designated as the Ripple Makers or in the name of the entity to be divided, as the parties may independently agree between them. If no name is stipulated, Global GameChangers will pay compensation to the name on record and in such event, the Ripple Maker™ named on the account shall indemnify Global GameChangers from any claims from the other business owner(s) or the other spouse with respect to such payment.
    2. Global GameChangers recognizes only one Downline organization and will issue only one commission check per Global GameChangers business per commission cycle. Under no circumstances will the Downline of an organization be divided, nor will Global GameChangers split commission and/or bonus checks.
    3. If a relinquishing Spouse, partner or owner of the business has completely relinquished ("Relinquishing Party"), in writing, all rights to the original Global GameChangers business, he or she may immediately thereafter re-enroll under the Sponsor and Placement of his or her choice. In such cases, however, the Relinquishing Party shall have no rights to, and shall not solicit, any Ripple Maker™ or active Customer in the former organization, and must develop a new business in the same manner as any other new Global GameChangers Ripple Maker™. A Ripple Maker™ in the Relinquishing Party's former Downline who wishes to transfer to the Relinquishing Party's new organization or to any other organization, must comply with the requirements in Section 12.5.
  9. Succession

    1. Upon the death or incapacity of a Ripple Maker™, the Ripple Maker's business may be passed on to his or her legal successors in interest (successor). Whenever a Global GameChangers business is transferred by will or other testamentary process, the successor acquires the right to collect all bonuses and commissions of the deceased Ripple Maker's sales organization. The successor must:
      1. Complete and sign a new Global GameChangers Ripple Maker™ Agreement;
      2. Comply with the terms and provisions of the Ripple Maker™ Agreement; and
      3. Meet all of the qualifications for the last rank achieved by the former Ripple Maker™.
    2. Bonus and commission checks of a Global GameChangers business transferred based on this section will be paid in a single check to the successor. The successor must provide Global GameChangers with an "address of record" to which all bonus and commission Payments will be sent. Payments will be based on the current performance of the Ripple Maker™ business, not the highest rank or volume achieved.
    3. If the business is bequeathed to joint devisees (successors), they must form a business entity and acquire a Federal taxpayer identification number. Global GameChangers will issue all bonus and commission payments and one 1099 Miscellaneous Income Tax form to the managing business entity only.
    4. Appropriate legal documentation must be submitted to the Company Compliance Department to ensure the transfer is done properly. To affect a testamentary transfer of a Global GameChangers business, the successor must provide the following to Company Compliance Department:
      1. A certified copy of the death certificate; and
      2. A notarized copy of the will or other appropriate legal documentation establishing the successor’s right to the Global GameChangers business.
    5. To complete a transfer of the Global GameChangers business because of incapacity, the successor must provide the following to the Global GameChangers Compliance Department:
      1. A notarized copy of an appointment as trustee;
      2. A notarized copy of the trust document or other appropriate legal documentation establishing the trustee's right to administer the Global GameChangers business; and
      3. A completed Ripple Maker™ Agreement executed by the trustee.
    6. If the successor is already an existing Ripple Maker™, Global GameChangers will allow such Ripple Maker™ to keep his or her own business plus the inherited business active for up to six (6) months. By the end of the 6-month period, the Ripple Maker™ must have compressed (if applicable), sold or otherwise transferred either the existing business or the inherited business.
    7. If the successor wishes to terminate the Global GameChangers business, he or she must submit a notarized statement stating the desire to terminate the business, along with a certified copy of the death certificate, appointment as trustee, and/or any other appropriate legal documentation.
    8. Upon written request, Global GameChangers may grant a one (1) month bereavement waiver and pay out at the last "paid as" rank.
  10. Resignation/Voluntary Termination

    1. A Ripple Maker™ may immediately terminate his or her business by submitting electronic notice or email to the Global GameChangers Compliance Department, support@exploreandserve.com. The written notice must include the following:
      1. The Ripple Maker's intent to resign;
      2. Date of resignation;
      3. Global GameChangers Identification Number;
      4. Reason for resigning; and
      5. Signature.
    2. A Global GameChangers Ripple Maker™ may not use resignation as a way to immediately change Sponsor and Placement. Instead, the Ripple Maker™ who has voluntarily resigned is not eligible to reapply for a business or have any financial interest in a or any Global GameChangers business for six (6) months from the receipt of the written notice of resignation.
  11. Involuntary Termination

    1. Global GameChangers reserves the right to terminate a Ripple Maker's business for, but not limited to, the following reasons:
      1. Violation of any terms or conditions of the Ripple Maker™ Agreement;
      2. Violation of any provision in these Policies and Procedures;
      3. Violation of any provision in the Compensation Plan;
      4. Violation of any applicable law, ordinance, or regulation regarding the Global GameChangers business;
      5. Engaging in unethical business practices or violating standards of fair dealing; or
      6. Returning over $500 worth of products, services and/or sales tools for a refund within a twelve (12) month period.
    2. Global GameChangers will notify the Ripple Maker™ in writing by mail at his or her last known address of its intent to terminate the Ripple Maker's business and the reasons for termination. The Ripple Maker™ will have seven (7) calendar days from the date of mailing of such notice to respond in writing to the allegations or claims constituting cause for termination as stated in the notice.
    3. If a decision is made by Global GameChangers to terminate the Ripple Maker's business, Global GameChangers will inform the Ripple Maker™ in writing that the business is terminated effective as of the date of the written notification. The former Ripple Maker™ shall thereafter be prohibited from using the names, marks or signs, labels, stationery, advertising, or business material referring to or relating to any Global GameChangers products or services. Global GameChangers will notify the active Upline Sponsor within ten (10) days after termination. The organization of the terminated Ripple Maker™ will "roll up" to the active Upline Sponsor on record.
    4. The Global GameChangers Ripple Maker™ who is involuntarily terminated by Global GameChangers may not reapply for a business, either under his or her present name or any other name or entity, without the express written consent of an officer of Global GameChangers, following a review by the Global GameChangers Compliance Committee. In any event, such Ripple Maker™ may not re-apply for a business for twelve (12) months from the date of termination.
  12. Effect of Cancellation

    1. Following a Ripple Maker's cancellation for inactivity or voluntary or involuntary termination (collectively, a "cancellation") such Ripple Maker™:
      1. Shall have no right, title, claim or interest to any commission or bonus from the sales generated by the Ripple Maker's former organization or any other payments in association with the Ripple Maker's former independent business;
      2. Effectively waives any and all claims to property rights or any interest in or to the Ripple Maker's former Downline organization;
      3. Shall receive commissions and bonuses only for the last full pay period in which he or she was active prior to cancellation, less any amounts withheld during an investigation preceding an involuntary cancellation, and less any other amounts owed to Global GameChangers.
  1. DISCIPLINARY SANCTIONS

  2. Imposition of Disciplinary Action - Purpose

    It is the spirit of Global GameChangers that integrity and fairness should pervade among its Ripple Makers, thereby providing everyone with an equal opportunity to build a successful business. Therefore, Global GameChangers reserves the right to impose disciplinary sanctions at any time, when it has determined that a Ripple Maker™ has violated the Agreement or any of these Policies and Procedures or the Compensation Plan as they may be amended from time to time by Global GameChangers.

  3. Consequences and Remedies of Breach

    1. Disciplinary actions may include one or more of the following:
      1. Monitoring a Ripple Maker's conduct over a specified period of time to assure compliance;
      2. Issuance of a written warning or requiring the Ripple Maker™ to take immediate corrective action;
      3. Imposition of a fine (which may be imposed immediately or withheld from future commission payments) or the withholding of commission payments ("Commission Hold") until the matter causing the Commission Hold is resolved or until Global GameChangers receives adequate additional assurances from the Ripple Maker™ to ensure future compliance;
      4. Suspension from participation in Company or Ripple Maker™ events, rewards, or recognition;
      5. Suspension of the Global GameChangers Ripple Maker™ Agreement and business for one or more pay periods;
      6. Involuntary termination of the Ripple Maker's Agreement and business;
      7. Any other measure which Global GameChangers deems feasible and appropriate to justly resolve injuries caused by the Ripple Maker's policy violation(s) or contractual breach(es); OR
      8. Legal proceedings for monetary or equitable relief.
  1. DISPUTE RESOLUTION

  2. Grievances

    1. If a Global GameChangers Ripple Maker™ has a grievance or complaint against another Ripple Maker™ regarding any practice or conduct relating to their respective Global GameChangers businesses, he or she is encouraged to resolve the issue directly with the other party. If an agreement cannot be reached, it must be reported directly to the Company Compliance Department as outlined below in this Section.
    2. The Company Compliance Department will be the final authority on settling such grievance or complaint and its written decision shall be final and binding on the Ripple Makers involved.
    3. Global GameChangers will confine its involvement to disputes regarding Global GameChangers business matters only. Global GameChangers will not decide issues that involve personality conflicts or unprofessional conduct by or between Ripple Makers outside the context of a Global GameChangers business. These issues go beyond the scope of Global GameChangers and may not be used to justify a Sponsor or Placement change or a transfer to another Global GameChangers organization.
    4. Global GameChangers does not consider, enforce, or mediate third party agreements between Ripple Makers, nor does it provide names, funding, or advice for obtaining outside legal counsel.
    5. Process for Grievances:
      1. The Global GameChangers Ripple Maker™ should submit a written letter of complaint (e-mail will not be accepted) directly to the Company Compliance Department. The letter shall set forth the details of the incident as follows:
        1. The nature of the violation;
        2. Specific facts to support the allegations;
        3. Dates;
        4. Number of occurrences;
        5. Persons involved; and
        6. Supporting documentation.
      2. Upon receipt of the written complaint, Global GameChangers will conduct an investigation according to the following procedures;
        1. The Compliance Department will send an acknowledgment of receipt to the complaining Ripple Maker™;
        2. If need be, the Compliance Department will provide a verbal or written notice of the allegation to the Ripple Maker™ under investigation.
        3. The Compliance Department will thoroughly investigate the complaint, consider all the submitted information it deems relevant, including information from collateral sources. Due to the unique nature of each situation, determinations of the appropriate remedy will be on a case by case basis, and the length of time to reach a resolution will vary.
        4. During the course of the investigation, the Compliance Department will only provide periodic updates simply stating that the investigation is ongoing. No other information will be released during this time. Ripple Maker™ calls, letters, and requests for "progress reports" during the course of the investigation will not be answered or returned.
      3. Global GameChangers will make a final decision and timely notify the Ripple Makers involved.
  3. Arbitration

    1. Any controversy or claim arising out of or relating to the Global GameChangers Ripple Maker™ agreement, these Policies and Procedures, or the breach thereof, the Ripple Maker's business or any dispute between the Ripple Maker™ and the Company, shall be settled by binding and confidential arbitration administered by the American Arbitration Association under its commercial arbitration rules, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. Any such arbitration shall be held in Zionsville, Indiana. There shall be one arbitrator, who shall have expertise in business law transactions and who shall be knowledgeable in the direct selling industry, selected from a panel provided by the American Arbitration Association.
    2. The prevailing party in any such arbitration shall be entitled to receive from the losing party, all costs and expenses of arbitration, including reasonable attorney’s fees and filing fees. The decision of the arbitrator shall be final and binding on the parties and may, if necessary, be reduced to judgment in any court of competent jurisdiction.
    3. This agreement to arbitration shall survive any termination or expiration of the Ripple Maker™ Agreement.
    4. Nothing in these Policies and Procedures shall prevent Global GameChangers from applying for or obtaining from any court having jurisdiction a writ of attachment, a temporary injunction, preliminary injunction, permanent injunction, or other relief available to safeguard and protect Global GameChangers interests or its Confidential Information prior to, during or following the filing of an arbitration or other proceeding, or pending the rendition of a decision or award in connection with any arbitration or other proceeding.
    5. NO CLASS ACTION, OR OTHER REPRESENTATIVE ACTION OR PRIVATE ATTORNEY GENERAL ACTION OR JOINDER OR CONSOLIDATION OF ANY CLAIM WITH A CLAIM OF ANOTHER PERSON OR CLASS OF CLAIMANTS SHALL BE ALLOWABLE.
    6. These Policies and Procedures and any arbitration involving a Ripple Maker™ and Global GameChangers shall be governed by and construed in accordance with the laws of the state of Indiana, without reference to its principles of conflict of laws.
  4. Severability

    If any provision of these Policies and Procedures is found to be invalid, or unenforceable for any reason, only the invalid provision shall be severed. The remaining terms and provisions hereof shall remain in full force and shall be construed as if such invalid or unenforceable provision never had comprised a part of these Policies and Procedures.

  5. Waiver

    1. Only an officer of the Company can, in writing, affect a waiver of the Global GameChangers Policies and Procedures. Global GameChangers's waiver of any particular breach by a Ripple Maker™ shall not affect Global GameChangers's rights with respect to any subsequent breach, nor shall it affect the rights or obligations of any other Ripple Maker™.
    2. The existence of any claim or cause of action of a Ripple Maker™ against Global GameChangers shall not constitute a defense to Global GameChangers's enforcement of any term or provision of these Policies and Procedures.
  6. Successors and Claims

    The agreement shall be binding upon and inure to the benefit of the parties and their respective successors and assigns.

  1. GOVERNING LAW

    These Policies and Procedures shall be governed by and construed in accordance with the Laws of the State of Indiana and the exclusive jurisdiction of the United States courts.

  1. GLOBAL GAMECHANGERS GLOSSARY OF TERMS

    ACTIVE RIPPLE MAKER™: A Ripple Maker™ who satisfies the minimum volume requirements, as set forth in the Compensation Plan, to ensure that they are eligible to receive bonuses and commissions.

    AGREEMENT: The contract between the Company and each Ripple Maker™, which includes the Ripple Maker™ Agreement, the Global GameChangers Policies and Procedures, and the Global GameChangers Compensation Plan, all in their current form and as amended by Global GameChangers in its sole discretion. These documents are collectively referred to as the "Agreement".

    CANCEL: The termination of a Ripple Maker's business. Cancellation may be either voluntary, involuntary, or through non-renewal.

    COMPENSATION PLAN: The guidelines and referenced literature for describing how Ripple Makers can generate commissions and bonuses.

    CUSTOMER: A Customer who purchases Global GameChangers products and does not engage in building a business or retailing product.

    RIPPLE MAKER™: An individual who purchases product, generates retail sales and business building commissions.

    LINE OF SPONSORSHIP (LOS): A report generated by Global GameChangers that provides critical data relating to the identities of Ripple Makers, sales information, and enrollment activity of each Ripple Maker's organization. This report contains confidential and trade secret information which is proprietary to Global GameChangers.

    ORGANIZATION: The Customers and Ripple Makers placed below a particular Ripple Maker™.

    OFFICIAL GLOBAL GAMECHANGERS MATERIAL: Literature, audio or video tapes, and other materials developed, printed, published, and distributed by Global GameChangers to Ripple Makers.

    PLACEMENT: Your position inside your Sponsor's organization.

    RECRUIT: For purposes of Global GameChangers's Conflict of Interest Policy, the term "Recruit" means the actual or attempted solicitation, enrollment, encouragement, or effort to influence in any other way, either directly, indirectly, or through a third party, another Global GameChangers Customer or Ripple Maker™ to enroll or participate in another multilevel marketing, network marketing, or direct sales opportunity.

    RESALABLE CONDITION: Products shall be deemed "resalable" if each of the following elements is satisfied: (i) the products are unopened and unused; (ii) the product's original packaging and labelling has not been altered or damaged; (iii) the products are in a condition such that it is a commercially reasonable practice within the trade to sell the merchandise at full price; and (iv) the product contains current Global GameChangers labelling. Any merchandise that is clearly identified at the time of sale as nonreturnable, discontinued, or as a seasonal item, shall not be resalable.

    SPONSOR: A Ripple Maker™ who enrolls a Customer or another Ripple Maker™ into the Company, and is listed as the Sponsor on the Ripple Maker™ Agreement. The act of enrolling others and training them to become Ripple Makers is called "sponsoring".

    UPLINE: This term refers to the Ripple Maker™ or Ripple Makers above a particular Ripple Maker™ in a sponsorship line up to the Company. It is the line of sponsors that links any particular Ripple Maker™ to the Company.


Global GameChangers Terms Of Use
("Agreement")


ACCEPTANCE OF TERMS THROUGH USE

By using this site ("Site") or by clicking "I agree" to this Agreement, you ("User") signify your agreement to these terms and conditions. If you do not agree to this Agreement please do not use this Site and do not click "I agree". Please check this Agreement periodically for changes as we, Global GameChangers, LLC, owner of this Site ("Company") reserves the right to revise this Agreement. In the event of a change to this Agreement, your continued use of this Site following the posting of any changes constitutes acceptance of such changes. The Company reserves the right to terminate a User's use of this Site at any time without notice and may do so for any breach of this Agreement.

YOU MUST BE 18 OR OLDER TO AGREE TO THIS AGREEMENT AND USE THIS SITE

This Agreement must be completed, understood and agreed to by a person over 18. If a parent or guardian wishes to permit a person under 18 to access this Site, he or she should email the Company with his or her explicit permission and acceptance of full legal responsibility. If you are not yet 18 or are accessing this Site from any country where this material is prohibited, please exit now as you do not have proper authorization.

LICENSE TO USE THIS SITE

Upon your agreement, Company hereby grants you a non-exclusive, non-transferable limited license to use this Site in strict accordance with the terms and conditions in this Agreement. You agree not to make any false or fraudulent statements as you use this Site. You acknowledge and agree that all content and services available on this Site are property of the Company and are protected by copyrights, trademarks, service marks, patents, trade secrets, and other proprietary rights and laws, in the U.S. and internationally. All rights not expressly granted herein are fully reserved by the Company, its advertisers and licensors. You agree to pay for any and all purchases and services using your name and credit card through this Site, not to challenge any such charges and to pay for all collections and/or attorney's fees resulting from any non-payment.

LICENSE RESTRICTIONS

Use

Except as may be explicitly permitted, you agree not to save, download, cut and paste, sell, license, rent, lease, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from materials from this Site. Systematic retrieval of data or other content from this Site to create or compile, directly or indirectly, a collection, database or directory without written permission from the Company is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in this Agreement is prohibited.

Security

You agree that if you are issued a Username and Password by the Company, you shall use your best efforts to prevent access to this Site through your Username and Password by anyone other than yourself, including but not limited to, keeping such information strictly confidential, notifying the Company immediately if you discover loss or access to such information by an unauthorized party and by using a secure Username and Password not easily guessed by a third party.

You agree that you shall not try to reverse assemble, reverse compile, decompile, disassemble, translate or otherwise alter any executable code, contents or materials on or received via this Site. You understand that such actions are likely to subject you to serious civil and criminal legal penalties and that the Company shall pursue such penalties to the full extent of the law to protect its rights and the rights of its other licensors.

Export

You agree that you shall comply with all applicable export and import control laws and regulations in your use of this Site, or materials or services received through this Site, and, in particular, you shall not export or re-export anything on or received through this Site in violation of local or foreign export laws and/or without all required U.S. and foreign government licenses.

Government Use

If you are a branch or agency of the U.S. Government, the following provision applies. This Site, code, contents, services and accompanying documentation are comprised of "commercial computer software" and "commercial computer software documentation" as such terms are used in 48 C.F.R. 12.212 (SEPT 1995) and are provided to the Government (i) for acquisitions by or on behalf of civilian agencies, consistent with the policy set forth in 48 C.F.R. 12.212; or (ii) for acquisitions by or on behalf of units of the Department of Defense, consistent with the policies set forth in 48 C.F.R. 227.7202-1 (JUN 1995) and 227.7202-3 (JUN 1995). Unpublished rights reserved under the copyright laws of the United States.

Errors and Corrections

While we use reasonable efforts to include accurate and current information on our Site, we do not warrant or represent that the Site will be error-free. Data entry errors or other technical problems may sometimes result in inaccurate information being shown. We reserve the right to correct any inaccuracies or typographical errors on our Site, including pricing and availability of products and services, and shall have no liability for such errors. We may also make improvements and/or changes to the Site's features, functionality, or content at any time. If you see any information or description you believe to be incorrect, please contact us and we'll verify it for you.

LINKS TO OTHER WEBSITES

Our Site contains links to other websites for your information and convenience, or to provide additional shopping for various other goods and services through our Merchant and Services Partners. These third-party websites are responsible for, and undertake to maintain, their own site terms of use. We suggest that you carefully review the terms of use of each site you choose to access from our Site.

USER'S LICENSE GRANT TO SITE

Except with regard to personal information, all information which you post on this Site or communicate to the Company through this Site (collectively "Submissions") shall forever be the property of the Company. The Company shall not treat any submission as confidential and shall not incur any liability as a result of any similarities that may appear in future Company services or products. Without copy, the Company shall have exclusive ownership of all present and future existing rights to any Submission of every kind and nature everywhere. You acknowledge that you are fully responsible for the message, including its legality, reliability, appropriateness, originality and copyright. You hereby represent and warrant that your Submission does not infringe the rights of any third party.

USER CONDUCT

By using features of this Site that allow you to post or otherwise transmit information to or through this Site, or which may be seen by other users, you agree that you shall not upload, post, or otherwise distribute or facilitate distribution of any content – including text, communications, video, software, images, sounds, data, or other information – that:

A. is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, tortious, obscene, sexually explicit or graphic, or otherwise in violation of this Site's rules or policies;

B. infringes any patent, trademark, service mark, trade secret, copyright, moral right, right of publicity, privacy or other proprietary right of any party;

C. constitutes unauthorized or unsolicited advertising, junk or bulk email (also known as "spamming"), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;

D. contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or

E. impersonates any person or entity, including any employee or representative of this Site, its licensors or advertisers.

You also agree that you shall not harvest or collect information about the users of this Site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic email or communications for any other commercial purpose of your own or a third party.

You further agree that you shall not solicit or collect information, or attempt to induce any physical contact with, anyone 18 years old or younger without appropriate parental consent.

This Site generally does not pre-screen, monitor, or edit the content posted by users of this Site. However, this Site and its agents have the right, at their sole discretion, to remove any content that, in this Site’s sole judgment, does not comply with the Site Submission Rules or is otherwise harmful, objectionable, or inaccurate. This Site is not liable for any failure, delay, damages or results, in removing such content.

You agree that your use of this Site may be suspended or terminated immediately upon receipt of any notice which alleges that you have used this Site in violation of these Rules and/or for any purpose that violates any local, state, federal or law of other nations, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault other, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors, contractors or employees. In such event, you agree that the owner of this Site may disclose your identity and contact information, if requested by a government or law enforcement body or as a result of a subpoena or other legal action, and the owner of this Site shall not be liable for damages or result of a subpoena or other legal action, and the owner of this Site shall not be liable for damages or results thereof, and you agree not to bring any action or claim against the owner of this Site for such disclosure.

INTELLECTUAL PROPERTY RIGHTS

1. Copyright

The Site design, text, content, selection and arrangement of elements, organization, graphics, compilation, magnetic translation, digital conversion, and other matters related to the Site are protected under applicable copyright laws, ALL RIGHTS RESERVED. The posting of any such elements on the Site does not constitute a waiver of any right in such elements. You do not acquire ownership rights to any such elements viewed through the Site. Except as otherwise provided herein, none of these elements may be used, copied, reproduced, downloaded, posted, displayed, transmitted, mechanical, photocopying, recording, or otherwise, without Company's prior written permission.

2. Trademark

The Global GameChangers name, logo, and all product names, company names, and other logos, unless otherwise noted, are trademarks and/or trade dress of Global GameChangers. The use or misuse of any Marks or any other materials contained on the Site, without the prior written permission of their owner, is expressly prohibited.

THIRD PARTY SITES

You may be transferred to online merchants or other third party sites through links or frames from this Site. You are cautioned to read their Terms and Conditions and/or Privacy Policies before using such sites. These sites may contain information or material that is illegal, unreasonable or that some people may find inappropriate or offensive. These other sites are not under the control of the Company and are not monitored or reviewed by the Company. The inclusion of such a link or frame does not imply endorsement of this site by the Company, its advertisers or licensors, any association with its operators and is provided solely for your convenience. You agree that the Company and its licensors have no liability whatsoever from such third party sites and your usage of them.

RETURNS

Upon cancellation of a participant's ("Associate") agreement with Global Gamechangers, the Associate may return resalable sales aids purchased within one (1) year from the date of cancellation for a refund if he or she is unable to sell or use the merchandise. An Associate may only return sales aids he or she personally purchased from the Company under his or her Participant Identification Number, and which are in resalable condition. Upon receipt of the products and sales aids, the Participant will be reimbursed ninety percent (90%) of the net cost of the original purchase price(s), less shipping charges. If the purchases were made through a credit card, the refund will be credited back to the same account. The Company shall deduct from the reimbursement paid to the Participant any commissions, bonuses, rebates or other incentives received by the Participant that were associated with the merchandise that is returned.

DISCLAIMER OF WARRANTIES

The Company, its advertisers and licensors make no representation or warranties about this Site, the suitability of the information contained on or received through use of this Site, or any service or products received through this Site. All information and use of this Site are provided "as is" without warranty of any kind. The Company, advertisers and/or its licensors hereby disclaim all warranties without regards to this Site, the information contained or received through use of this Site, and any services or products received through this Site, including all express, statutory, and implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. The Company, advertisers and/or its licensors do not warrant that the contents or any information received through this Site are accurate, reliable or correct; that this Site will be available at any particular time or location; that any defects or errors will be corrected; or that the contents of any information received through this Site is free of viruses or other harmful components. Your use of this Site is solely at your risk. User agrees that it has relied on no warranties, representations or statements other than in this agreement. Because some jurisdictions do not permit the exclusion of certain warranties, these exclusions may not apply to you but shall apply to the maximum extent permitted by law of your jurisdiction.

LIMITATION OF LIABILITY

Under no circumstances shall the Company, advertisers and/or its licensors be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use or inability to use, this Site. This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if the Company, advertisers and/or its licensors have been advised of the possibility of such damage. Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, the Company, advertisers and/or its respective licensors' liability in such jurisdictions shall be limited to the maximum extent permitted by law of your jurisdiction.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company, its advertisers, licensors, subsidiaries and other affiliated companies, and their employees, contractors, officers, agents and directors from all liabilities, claims, and expenses, including attorney's fees, that arise from your use of this Site, or any services, information or products from this Site, or any violation of this Agreement. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you shall cooperate with the Company in asserting any available defenses.

LEGAL COMPLIANCE

Company may suspend or terminate this Agreement or User's use immediately upon receipt of any notice which alleges that User has used this Site for any purpose that violates any local, state, federal or law of other nations, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault other, that may violate hacking or other criminal regulations of its agent, officers, directors, contractors or employees. In such event, Company may disclose the User's identity and a subpoena or other legal action, and Company shall not be liable for damages or results thereof and User agrees not to bring any action or claim against Company for such disclosure.

CHOICE OF LAW AND FORUM

This Site (excluding third party linked sites) is controlled by the Company from its offices within the State of Indiana, U.S. of America. It can be accessed from all 50 states as well as from other countries around the world to the extent permitted by site. As each of these places has laws that may differ from Indiana, by accessing this Site, both you and the Company agree that the statutes and laws of Indiana shall apply to any actions or claims arising out of or in relation to this Agreement or your use of this Site, without regards to conflicts of laws principles thereof. You and the Company also agree and hereby submit to the filing of any claim only in the exclusive personal jurisdiction and venue of Indiana and any legal proceedings shall be conducted in English. The Company makes no representation that materials on this Site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited.

MISCELLANEOUS

This Agreement incorporates by reference the Site Submission Rules if this Site allows posting and posts such Rules. This Agreement constitutes the entire agreement between the parties related to the subject matter thereof, supersedes any prior or contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written agreement signed by an officer of the Company. If any provision of this Agreement is prohibited by law are held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement as much as possible under applicable law shall continue in full force and effect as if such unenforceable provision had never constituted a part hereof and the unenforceable provision shall be automatically amended so as to best accomplish the objectives of such unenforceable provision within the limits of applicable law.

This Site reserves the right to revise these provisions at its discretion, so check back from time to time to be sure you are complying with the current version.


Global GameChangers Income Disclosure


Please know that the primary focus of The Global GameChangers Movement is on People and Purpose over Individual Profits. No one should ever join as a Ripple Maker™ with the sole intent to make money. Connections, contributions, and a true desire to help others must be paramount!

The Global GameChangers Rewards Plan is an exciting opportunity that rewards you for selling products and services and for sponsoring other participants who do the same. Most importantly, commissions are paid as a direct result of hard work and as a by-product of impacting lives across the world in partnership with The Global GameChangers Foundation. Although the financial opportunity is unlimited, individual results will vary depending on commitment levels and individual skills of each participant. Since Global GameChangers has recently launched, it lacks enough statistical data to prepare reliable income disclosures. The numbers below reflect estimates prepared by the company pending a more detailed assessment to be conducted after its first year. Based on industry standards and company projections, the average annual gross income for participants (“Ripple Maker™”) is projected to be anywhere between $500 and $2,000. There will certainly be Ripple Makers™ who will earn less while others will earn much more. We’re excited about the Global GameChangers Rewards Plan and we’re confident it will provide you a solid foundation to help you achieve your financial goals as you help us to change lives across the world!

If income projections were presented to you prior to your enrollment, such projections are not necessarily representative of the income, if any, that you can or will earn through your participation in the Rewards Plan. These income projections should not be considered as guarantees or projections of your actual earnings or profits. Again, success with The Global GameChangers Rewards Plan results only from hard work, dedication, and leadership.


Global GameChangers Ripple Maker™ Agreement


1. Authorization and Contract. By executing this Ripple Maker™ Agreement "Agreement"), you apply for legal authorization to become a Global GameChanger business owner and enter into contract with Global GameChangers, LLC, hereinafter simply the "Company." You acknowledge that prior to signing you have received, read and understood the Company Income Disclosure Statement, that you have read and understood the Company Policies and Procedures, which are incorporated into this Ripple Maker™ Agreement and made part of it as if restated in full, as posted on www.ExploreandServe.com, and that you have read and agree to all terms set forth in this Agreement. Company reserves the right to reject any application for any reason within thirty (30) days of receipt.

2. Expiration, Renewal, and Termination. The term of this Agreement is one year (subject to prior cancellation or disqualification as provided in the Policies and Procedures). If this Agreement is canceled or terminated for any reason, you understand that you will permanently lose all rights as a Ripple Maker™. You shall not be eligible to sell Company memberships nor shall you be eligible to receive royalties, bonuses, or other income resulting from the activities of your former downline sales organization. In the event of cancellation, termination or nonrenewal, you waive all rights you have, including but not limited to property rights, to your former downline organization and to any bonuses, commissions or other remuneration derived through the sales and other activities of your former downline organization. Company reserves the right to terminate all Ripple Maker™ Agreements upon thirty (30) days' notice if the Company elects to: (1) cease business operations; (2) dissolve as a business entity; or (3) terminate distribution of its membership offering via direct selling channels. A Ripple Maker™ may cancel this Agreement at any time, and for any reason, upon written notice to Company at its principal business address. Company may cancel this Agreement for any reason upon thirty (30) days advance written notice to Ripple Maker™. Company may also take actions short of termination of the Agreement, if the Company Ripple Maker™ breaches any of its provisions.

3. Independent Contractor Status. You agree this authorization does not make you an employee, agent, or legal representative of Company or your Sponsoring Ripple Maker™. As a self-employed independent contractor, you will be operating your own independent business, buying and selling memberships available through Company on your own account. You have complete freedom in determining the number of hours that you will devote to your business, and you have the sole discretion of scheduling such hours. You will receive IRS Form 1099-MISC reflecting the amount of income paid to you during the calendar year. It will be your sole responsibility to account for such income on your individual income tax returns.

4. Presenting the Plan. You agree when presenting the Company Compensation Plan to present it in its entirety as outlined in official Company materials, emphasizing that sales to end consumers are required to receive compensation in the form of bonuses on downline volume. In presenting the plan to prospects, you agree not to utilize any literature, materials or aids not produced or specifically authorized in writing by Company. You agree to instruct all prospective Ripple Makers to review the Company Income Disclosure Statement.

5. Selling the Membership. You agree to make no representations or claims about the Company membership beyond those shown in official Global GameChanger literature. You further agree to sell memberships available through Company only in authorized territories.

6. Company's Proprietary Information and Trade Secrets. You recognize and agree that, as further set forth in the Policies and Procedures, information compiled by or maintained by Company, including Line of Sponsorship (LOS) information (i.e., information that discloses or relates to all or part of the specific arrangement of sponsorship within the Company business including, without limitation, Ripple Maker™ lists, sponsorship trees, and all Company Ripple Maker™ information generated therefrom, in its present or future forms), constitutes a commercially advantageous, unique and proprietary trade secret of Company, which it keeps as proprietary and confidential and treats as a trade secret. During the term of your contract with Company, Company grants you a personal, non-exclusive, non-transferable and revocable right to use trade secret, confidential, and proprietary business information (Proprietary Information), which includes, without limitation, LOS information, business reports, manufacturing and service developments, and Ripple Maker™ sales, earnings and other financial reports to facilitate your Company business.

7. Non-Solicitation Agreement. In accordance with the Policies and Procedures, you agree that during the period while you are a Ripple Maker™, and for one (1) calendar year following resignation, non-renewal, or termination of your business, you will not encourage, solicit, or otherwise attempt to recruit or persuade any other Company Ripple Maker™ to compete with the business of Company.

8. Images / Recordings / Consents. You agree to permit Company to obtain photographs, videos, and other recorded media of you or your likeness. You acknowledge and agree to allow any such recorded media to be used by Company for any lawful purpose, and without compensation.

9. Modification of Terms. With the exception of the dispute resolution section in Policies and Procedures, which can only be modified by way of mutual consent, the terms of this Agreement may be modified as specified in Rule 1 in the Policies and Procedures.

10. Jurisdiction and Governing Law. The formation, construction, interpretation, and enforceability of your contract with Company as set forth in this Ripple Maker™ Agreement and any incorporated documents shall be governed by and interpreted in all respects under the laws of the State of Indiana without regard to conflict of law provisions. Louisiana residents: notwithstanding the foregoing, Louisiana residents may bring an action against Global GameChangers, L.L.C. With jurisdiction and venue as provided by Louisiana law.

11. Dispute Resolution. All disputes and claims relating to Company, its product and service offerings, the rights and obligations of a Ripple Maker™ and Company, or any other claims or causes of action relating to the performance of either a Ripple Maker™ or Company under the Agreement or the Company Policies and Procedures shall be settled totally and finally by arbitration as enumerated in the Policies and Procedures in Indianopolis, Indiana, or such other location as Company prescribed, in accordance with the Federal Arbitration Act and the Commercial Arbitration Rules of the American Arbitration Association, except that all parties shall be entitled to discovery rights allowed under the Federal Rules of Civil Procedure. Additionally, you agree not to initiate or participate in any class action proceeding against Company, whether in a judicial or mediation or arbitration proceeding, and you waive all rights to become a member of any certified class in any lawsuit or proceeding. This agreement to arbitrate shall survive any termination or expiration of the Agreement. Nothing in the Agreement shall prevent Company from applying to and obtaining from any court having jurisdiction a writ of attachment, garnishment, temporary injunction, preliminary injunction, permanent injunction or other equitable relief available to safeguard and protect its interest prior to, during or following the filing of any arbitration or other proceeding or pending the rendition of a decision or award in connection with any arbitration or other proceeding.

12. Time Limitation. If a Ripple Maker™ wishes to bring an action against Company for any act or omission relating to or arising from the Agreement, such action must be brought within one (1) year from the date of the alleged conduct giving rise to the cause of action. Ripple Maker™ waives all claims that any other statutes of limitations apply.

13. Refund Policy. Company offers a ten (10) day satisfaction guarantee for Members or Ripple Makers on the purchase of Global GameChanger membership. All subsequent fees are nonrefundable. The digital nature of the service and the immediacy of the benefits make any possibility for a longer refund period commercially impractical.

14. Miscellaneous. If any provision of the Agreement is held to be invalid or unenforceable, such provision shall be reformed only to the extent necessary to make it enforceable, and the balance of the Agreement will remain in full force and effect. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original, but all of which together shall constitute one instrument. The provisions of this Agreement, including all documents incorporated herein by reference, embody the whole agreement between you and Company and supersedes any prior agreements, understandings and obligations between you and Company concerning the subject matter of your contract with Company.

15. Notice of Right to Cancel. You may request a refund on your enrollment fee if it's done within seven (7) business days from the date of enrollment. If you cancel, any enrollment fees paid will be returned within TEN (10) BUSINESS DAYS following receipt by the seller of your cancellation notice. To cancel this transaction, mail or deliver written notice, to Global GameChangers, LLC, 10830 Bennett Parkway, Zionsville, Indiana, 46077, not later than midnight of the seventh business day following the date of this Agreement.

16. Submission of Electronic W-9. Under penalty of perjury, I certify that (1) the number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me), and (2), I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and (3) I am a U.S. Citizen or other U.S. person.


LifeChangers Club Members (Customers)

If within the first 10 days of purchasing your membership, you are not completely satisfied, simply contact support@ExploreandServe.com for a FULL refund, no explanation required. This 100% Money Back Guarantee starts from the date of purchase and includes weekends and holidays.

Ripple Makers™ (Independent Representatives)

If within the first 10 days of purchasing your independent representative account, you are not completely, satisfied, simply contact support@ExploreandServe.com for a FULL refund, no explanation required. This 100% Money Back Guarantee starts from the date of purchase and includes weekends and holidays.

Champions (Donors to Foundation)

If within the first 10 days of making a donation to our not-for-profit Foundation, you are not completely satisfied, simply contact support@GGC.foundation for a FULL refund, no explanation required. This 100% Money Back Guarantee starts from the date of purchase and includes weekends and holidays.